Onslow County property record for 274 Breakwater Dr, Sneads Ferry, NC 28460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,670 sqft · built 2020 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (Jul 2020) |
| Tax Bill | $1,803 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 766E-190 |
| Primary APN | 766E-190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 461899000 |
|---|---|
| Street Address | 274 BREAKWATER DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L189 BRIDGEPORT S4 |
| Legal Subdivision | BRIDGEPORT S4 |
| Legal Lot Number | 189 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 401 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 274 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 1, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ALPHA MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2020 · Amount on Record |
| Deed Sale | Jul 1, 2020 · Amount on Record |
| Prior Sale | Apr 15, 2020 · Amount on Record |
| Deed Book / Page | 5201 / 625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 274 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 274 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0059410612 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 5941/612 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 1, 2020 |
| Property Address | 274 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0052010625 |
| Book / Page | 5201 / 625 |
| Map Reference | MB 76 PG 221-221A |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $436.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DORIS AVE E, 7, JACKSONVILLE, NC 28540-5147 |
| Name | Verified Name |
|---|---|
| Address | 274 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0005201628 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 5201/628 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803.00 | $359,250 (+30.47%) Land $75,000 Building $284,250 | $359,250 (+30.47%) Land $75,000 Building $284,250 |
| 2023 | $1,803.00 | $275,352 Land $46,000 Building $229,352 | $275,352 Land $46,000 Building $229,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 47 (1986–2021) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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