Onslow County property record for 282 Breakwater Dr, Sneads Ferry, NC 28460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,670 sqft · built 2020 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2026) |
| Tax Bill | $1,803 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 766E-194 |
| Primary APN | 766E-194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490033751 |
|---|---|
| Street Address | 282 BREAKWATER DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L193 BRIDGEPORT S4 |
| Legal Subdivision | BRIDGEPORT S4 |
| Legal Lot Number | 193 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 401 |
282 Breakwater Dr is owned and occupied by an individual who bought it in August 2026.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 282 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Dec 10, 2021 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Book / Page | 6654 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 13, 2026 |
| Property Address | 282 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 6654000001 |
| Book / Page | 6654 / 1 |
| Instrument Date | Aug 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 6654000005, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 6654/5 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 282 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0056410085 |
| Book / Page | 5641 / 85 |
| Map Reference | MB 76 PG 221-221A |
| Instrument Date | Nov 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 CRIMSON DR, 153, LEXINGTON, NC 27292-6048 |
| Name | Verified Name |
|---|---|
| Address | 282 BROOKSIDE DR, LEXINGTON, NC 27295-2048 |
| Document Number | 0000564189 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 5641/89 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 282 Breakwater Dr was $1,803.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803.00 | $359,360 (+30.48%) Land $75,000 Building $284,360 | $359,360 (+30.48%) Land $75,000 Building $284,360 |
| 2025 | $1,803.00 | $275,419 Land $46,000 Building $229,419 | $275,419 Land $46,000 Building $229,419 |
| 2023 | $1,803.00 | $275,419 Land $46,000 Building $229,419 | $275,419 Land $46,000 Building $229,419 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Breakwater Dr in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 47 (1986–2021) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Breakwater Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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