Onslow County property record for 262 Breakwater Dr, Sneads Ferry, NC 28460
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,178 sqft · built 2020 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (May 2023) |
| Tax Bill | $2,035 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 766E-179 |
| Primary APN | 766E-179 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 494616000 |
|---|---|
| Street Address | 262 BREAKWATER DR |
| City | SNEADS FERRY |
| State | NC |
| Zip | 28460-1400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | L107 BRIDGEPORT S4 |
| Legal Subdivision | BRIDGEPORT S4 |
| Legal Lot Number | 107 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 401 |
262 Breakwater Dr is owned and occupied by an individual who bought it in May 2023.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 262 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · VA Mortgage ALPHE MORTGAGE CORPORATION |
| Oct 29, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 20, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on File |
| Deed Sale | May 25, 2023 · Amount on File |
| Prior Sale | Nov 20, 2020 · Amount on File |
| Deed Book / Page | 5970 / 761 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 25, 2023 |
| Property Address | 262 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0059700761 |
| Book / Page | 5970 / 761 |
| Map Reference | MB 76 PG 221-221A |
| Instrument Date | Apr 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823 LUPINE DR, PROCTOR, MN 55810-1716 |
| Document Number | 0005970765 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 5970-765 |
| Name | ALPHE MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 262 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE LC |
| Name | Verified Name |
|---|
| Document Number | 0056080120 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 5608/120 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2061 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Nov 20, 2020 |
| Property Address | 262 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Document Number | 0053190278 |
| Book / Page | 5319 / 278 |
| Map Reference | MB 76 PG 221&221A |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $492.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DORIS AVE E, 7, JACKSONVILLE, NC 28540-5147 |
| Name | Verified Name |
|---|---|
| Address | 262 BREAKWATER DR, SNEADS FERRY, NC 28460-1400 |
| Investor | Possibly a Property Investor |
| Document Number | 0005319281 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 5319/281 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 262 Breakwater Dr was $2,035.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,035.00 | $403,412 Land $75,000 Building $328,412 | $403,412 Land $75,000 Building $328,412 |
| 2023 | $2,035.00 | $310,767 Land $46,000 Building $264,767 | $310,767 Land $46,000 Building $264,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 262 Breakwater Dr in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 47 (1986–2021) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 262 Breakwater Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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