230 Brackney Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 230 Brackney Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 617 sqft · built 1932
Lot Size0.235 acres (10,237 sqft)
Owner2 Company Names on File
Last Sale$65,000 (Jan 1994)
Tax Bill$2,913 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone AE (high risk)
APN072-221-04

Property Details

APN / Parcel Number

Primary APN072-221-04
Alternative APN
  • 072-221-04-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area617 sqft Living Area
Gross Area777 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,237 sqft (0.235 acres)
Garage TypeAttached
Garage Area160 sqft
Deck Area435 sqft
Patio Area435 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address230 BRACKNEY RD
CityBEN LOMOND
StateCA
Zip95005-9700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group2
Census Block2028
Census Tract120302

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address520 BRACKNEY RD, FELTON, CA 95018
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 1994 · Amount on Record
Deed SaleJan 12, 1994 · Amount on Record
Deed Document Number19942942
Deed Book / Page5429 / 817
Last Transfer DateDec 19, 2024
Transfer Doc0000001296
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address230 BRACKNEY RD, BEN LOMOND, CA 95005-9700
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 BRACKNEY RD, BEN LOMOND, CA 95005-9767

Mortgage

Document Number0000008405
DateMay 12, 2023
Instrument2023-0008405
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,163 (+2%) Land $138,699 Building $70,464
2025$2,913.00 (+6.63%)$205,062 (+4.04%) Land $135,980 Building $69,082
2024$2,732.00 (+0.4%)
2023$2,721.00 (+2.56%)$197,098 Land $130,699 Building $66,399$607,590
2022$2,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims39 (1981–2023)
Claims Outside the SFHA6 of 39
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 14 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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