Bergen County and Saddle Brook Township property record for 274 4th St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,459 sqft · built 1945 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jan 2018) |
| Tax Bill | $11,390 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00106-0000-00016 |
| Primary APN | 57-00106-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,459 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 5700018000000017 |
|---|---|
| Street Address | 274 4TH ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 50X100 DCV2025 |
| Legal Subdivision | AUGUST HENSEL/PLAUDERVILLE |
| Legal Block | 106 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 52200 |
274 4th St is owned and occupied by two individuals who bought it in January 2018.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 274 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 22, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on File |
| Deed Sale | Jan 22, 2018 · Amount on File |
| Deed Document Number | 201818-005572 |
| Deed Book / Page | 2843 / 705 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 1757002231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 274 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0042881080 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 4288/1080 |
| Instrument | 2021118306 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 22, 2018 |
| Property Address | 274 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Document Number | 0028430705 |
| Book / Page | 2843 / 705 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 00018-005572 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 274 4TH ST, SADDLE BROOK, NJ 07663-6208 |
The 2025 property tax bill for 274 4th St was $11,390, down 6.5% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,700 (+3.06%) Land $234,000 Building $260,700 | $494,700 (+3.06%) Land $234,000 Building $260,700 | |
| 2025 | $11,390.00 (-6.52%) | $480,000 Land $227,500 Building $252,500 | $480,000 Land $227,500 Building $252,500 |
| 2024 | $12,184.00 | ||
| 2023 | $466,900 Land $203,000 Building $263,900 | $466,900 Land $203,000 Building $263,900 | |
| 2022 | $10,316.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 274 4th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1983–2022) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 274 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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