Bergen County and Saddle Brook Township property record for 264 4th St, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,900 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (Oct 2019) |
| Tax Bill | $13,286 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-00106-0000-00018 |
| Primary APN | 57-00106-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,900 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 5700018000000021 |
|---|---|
| Street Address | 264 4TH ST |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-6208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 50X100 |
| Legal Subdivision | AUGUST HENSEL/PLAUDERVILLE |
| Legal Block | 106 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 52200 |
264 4th St is owned by two individuals who bought it in October 2019.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1000 OCEAN PKWY, 30, BROOKLYN, NY 11230-3425 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Oct 11, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 17, 2018 | Deed with Mortgage, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on File |
| Deed Sale | Oct 11, 2019 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 201968027 |
| Deed Book / Page | 3373 / 2011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 264 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 264 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Document Number | 0039511528 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3951/1528 |
| Instrument | 2021017723 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 11, 2019 |
| Property Address | 264 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Document Number | 0033732011 |
| Book / Page | 003373 / 002011 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 68027 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1000 OCEAN PKWY #30 BROOKLYN NY 112303425, 30, BROOKLYN, NY 11230-3425 |
| Document Number | 33732017 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 003373/002017 |
| Instrument | 68027 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 17, 2018 |
| Property Address | 264 4TH ST, SADDLE BROOK, NJ 07663-6208 |
| Document Number | 0030300069 |
| Book / Page | 003030 / 000069 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 59166 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 HAYWARD PL WALLINGTON NJ 070571020, WALLINGTON, NJ 07057-1020 |
| Document Number | 30300077 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 003030/000077 |
| Instrument | 59166 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
The 2025 property tax bill for 264 4th St was $13,286, up 5.8% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,700 (+3.89%) Land $234,000 Building $347,700 | $581,700 (+3.89%) Land $234,000 Building $347,700 | |
| 2025 | $13,286.00 (+5.81%) | $559,900 Land $227,500 Building $332,400 | $559,900 Land $227,500 Building $332,400 |
| 2024 | $12,556.00 | ||
| 2023 | $509,400 Land $203,000 Building $306,400 | $509,400 Land $203,000 Building $306,400 | |
| 2022 | $11,632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 264 4th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1983–2022) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 264 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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