271 4th St, #2, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 271 4th St, #2, Saddle Brook, NJ 07663

Property Summary

Property TypeDuplex
Details1,912 sqft · built 2014
Lot Size0.086 acres (3,751 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (Nov 2022)
Tax Bill$13,085 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN57-00107-0000-00005-0000-C0002

Property Details

APN / Parcel Number

Primary APN57-00107-0000-00005-0000-C0002

Interior

Building Area1,912 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleDuplex Single
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions100 ft deep x 5 ft wide

Location & Zoning

Street Address271 FOURTH ST # 2, 2
CitySADDLE RIVER
StateNJ
Zip07458
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description37.5X100
Legal Subdivision271 FOURTH STREET
Legal Block107
Legal Lot Number5
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE BROOK
Census Block Group4
Census Block4010
Census Tract52200

Owner

271 4th St, #2 is owned by two individuals who bought it in November 2022.

Source: Bergen County and Saddle Brook Township records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address271 FOURTH ST # B, B, SADDLE RIVER, NJ 07458
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2022Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2022 · Amount on File
Deed SaleNov 14, 2022 · Amount on File
Deed Document Number2022107654
Deed Book / Page4860 / 1137
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 14, 2022
Property Address271 4TH ST # 2, 2, SADDLE BROOK, NJ 07663-6207
Document Number0048601137
Book / Page4860 / 1137
Instrument DateSep 29, 2022
Instrument2022107654
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyHUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,814.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address66 OAK RIDGE PKWY, TOMS RIVER, NJ 08755-5162

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 4TH ST # B, B, SADDLE BROOK, NJ 07663-6207

Mortgage

Document Number2022107655
DateNov 14, 2022
Instrument2022107655
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address271 4TH ST # 2, 2, SADDLE BROOK, NJ 07663-6207
Document Number0038710443
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address271 4TH ST SADDLE BROOK NJ 076636207, SADDLE BROOK, NJ 07663-6207

Mortgage

Document Number0038710443
DateDec 15, 2020
Book Page003871/000443
Instrument134759
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 14, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 271 4th St, #2 was $13,085, up 6.1% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionSaddle Brook Township
Unified School DistrictSaddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$563,500 (+2.19%) Land $194,000 Building $369,500$563,500 (+2.19%) Land $194,000 Building $369,500
2025$13,085.00 (+6.06%)$551,400 Land $187,500 Building $363,900$551,400 Land $187,500 Building $363,900
2024$12,337.00
2023$502,000 Land $163,000 Building $339,000$502,000 Land $163,000 Building $339,000
2022$11,198.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 4th St, #2 in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1983–2022)
Claims Outside the SFHA10 of 11
Most Recent ClaimJul 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 271 4th St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSADDLE BROOK WATER DEPT
serves 13,155 people · EPA ID NJ0257001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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