2739 Willard Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2739 Willard Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1922
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2021)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-0004-0148-00`

Property Details

APN / Parcel Number

Primary APN	`040-0004-0148-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	810 sqft
2nd Floor Area	810 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2739 WILLARD AVE
City	CINCINNATI
State	OH
Zip	45209-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	WILLARD AVE 50 X 80 PT LOT 29-30 LEWIS R SMITH SUB
Legal Subdivision	LEWIS R SMITH SUB
Legal Lot Number	29-30
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	5200

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2739 WILLARD AVE, CINCINNATI, OH 45209-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Transfer on Death Deed, Transfer
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	202178379
Deed Book / Page	14447 / 2350
Prior Transfer Date	May 4, 2009
Prior Transfer Doc	0000000784
Record Updated	Jun 8, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2023
Property Address	2739 WILLARD AVE, CINCINNATI, OH 45209-2204
Document Number	0000066959
Book / Page	15004 / 968
Instrument Date	Sep 15, 2023
Instrument	2023-0066959
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2021
Property Address	2739 WILLARD AVE, CINCINNATI, OH 45209-2204
Document Number	0000078379
Book / Page	14447 / 2350
Instrument Date	Jun 17, 2021
Instrument	2021-0078379
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2739 WILLARD AVE, CINCINNATI, OH 45209-2204

Mortgage

Document Number	0000078380
Date	Jun 28, 2021
Instrument	2021-0078380

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (+3.13%)	$84,000 (-) Land $42,133 Building $41,867	$240,000 (-) Land $120,380 Building $119,620
2024	$5,019.00 (-2.2%)	$84,000 (-) Land $42,133 Building $41,867
2023	$5,132.00 (-10.26%)	$84,000 (%) Land $42,133 Building $41,867	$240,000 (-) Land $120,380 Building $119,620
2022	$5,719.00 Homeowner's exemption	$84,001 Land $40,401 Building $43,600
2020			$240,000 Land $115,430 Building $124,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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