2738 Shadow Rdg Dr, Elko, NV 89801 Property Records

Elko County property record for 2738 Shadow Rdg Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 1988
Lot Size	0.138 acres (6,011 sqft)
Owner	Company Name on Record
Tax Bill	$1,824 (2026)
Deeds & Mortgages	May 2022 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-991-009`

Property Details

APN / Parcel Number

Primary APN	`001-991-009`
Alternative APN	`001-660-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,586 sqft Living Area
Gross Area	2,162 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2738 SHADOW RIDGE DR
City	ELKO
State	NV
Zip	89801-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	CLOVER HILLS SUB PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	209
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1019
Census Tract	950701

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2738 SHADOW RIDGE DR, ELKO, NV 89801-7920
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Apr 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 6, 2022	Re-recorded Document STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 20, 2017
Transfer Doc	0000724155
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2738 SHADOW RIDGE DR, ELKO, NV 89801-7920
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000805734
Date	May 9, 2022
Instrument	805734

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 21, 2017
Property Address	2738 SHADOW RIDGE DR, ELKO, NV 89801-7920
Document Number	0000724155
Instrument Date	Apr 20, 2017
Instrument	724155
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2738 SHADOW RIDGE DR ELKO NV 898017920, ELKO, NV 89801-7920

December 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ELKO NV
Recording Date	Dec 6, 2022
Property Address	2738 SHADOW RIDGE DR, ELKO, NV 89801-7920
Document Number	0000814183
Map Reference	FILE 278494
Instrument Date	Apr 20, 2017
Instrument	814183
Record Updated	Aug 7, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2738 SHADOW RIDGE DR, ELKO, NV 89801-7920

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00 (+2.99%)	$57,707 (+11.79%) Land $22,243 Building $35,464	$164,877 (+11.79%) Land $63,551 Building $101,326
2025	$1,771.00 (+6.75%)	$51,622 (+5.07%) Land $14,875 Building $36,747	$147,491 (+5.07%) Land $42,500 Building $104,991
2024	$1,659.00 (+9.79%)
2023	$1,511.00 (+3%)	$49,131 (+10.83%) Land $14,875 Building $34,256	$140,374 (+10.82%) Land $42,500 Building $97,874
2022	$1,467.00	$44,332 Land $14,875 Building $29,457	$126,663 Land $42,500 Building $84,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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