2745 Shadow Rdg Dr, Elko, NV 89801 Property Records

Elko County property record for 2745 Shadow Rdg Dr, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 1988
Lot Size	0.141 acres (6,142 sqft)
Owner	Individual Name on Record
Last Sale	$236,500 (Aug 2012)
Tax Bill	$1,970 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-991-027`

Property Details

APN / Parcel Number

Primary APN	`001-991-027`
Alternative APN	`001-660-034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,622 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2745 SHADOW RIDGE DR
City	ELKO
State	NV
Zip	89801-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	CLOVER HILLS SUBDIVISION PHASE 2 FILE 278494 LOCATED IN MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	17
Legal Subdivision	CLOVER HILLS SUB PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	227
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1020
Census Tract	950701

Owner

Source: Elko County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2745 SHADOW RIDGE DR, ELKO, NV 89801-7921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 18, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on Record
Deed Sale	Aug 9, 2012 · Amount on Record
Prior Sale	Jan 28, 2011 · Amount on Record
Deed Document Number	2012659844
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2745 SHADOW RIDGE DR, ELKO, NV 89801-7921
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000781525
Date	Jan 26, 2021
Instrument	781525

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Sep 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2745 SHADOW RIDGE DR, ELKO, NV 89801-7921
Document Number	0000749950
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	QUICKEN LOANS INC, QUICKEN LNS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2745 SHADOW RIDGE DR ELKO NV 898017921, ELKO, NV 89801-7921

Mortgage

Document Number	0000749950
Date	Dec 26, 2018
Instrument	749950

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2033

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,970.00 (+3.03%)	$62,218 (+10.58%) Land $22,243 Building $39,975	$177,766 (+10.58%) Land $63,551 Building $114,214
2025	$1,912.00 (+12.94%)	$56,263 (+2.86%) Land $14,875 Building $41,388	$160,751 (+2.86%) Land $42,500 Building $118,251
2023	$1,693.00 (+2.98%)	$54,697 (+11.64%) Land $14,875 Building $39,822	$156,277 (+11.64%) Land $42,500 Building $113,777
2022	$1,644.00	$48,996 Land $14,875 Building $34,121	$139,989 Land $42,500 Building $97,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 77% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
Rise Broadband Fixed Wireless	100 / 20

May also be available: Zito Media.

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