2737 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2737 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,189 sqft · built 1905
Lot Size	0.369 acres (16,117 sqft)
Owner	Trust Name on File
Last Sale	$800,000 (Aug 2017)
Tax Bill	$14,474 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`544584`

Property Details

APN / Parcel Number

Primary APN	`544584`
Alternative APNs	`380224 042036 0000` `50429`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,189 sqft Living Area
1st Floor Area	1,704 sqft
2nd Floor Area	1,485 sqft
Basement Area	550 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	544584
Street Address	2737 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	ELDRIDGE'S FIRST ADD TO WHATCOM LOTS 8-9 BLK 1
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	ELDRIDGE'S FIRST ADD
Legal Block	1
Legal Lot Number	8 9
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1015
Census Tract	402

Owner

2737 Eldridge Ave is held in a trust since July 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 28, 2023	Intrafamily Transfer, Transfer
Oct 6, 2017	Deed of Trust, Mortgage US BK
Aug 25, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 25, 2017 · Amount on File
Deed Sale	Aug 25, 2017 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	2170802960
Last Transfer Date	Jul 28, 2023
Transfer Doc	0000702038
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2737 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000301536
Date	Mar 8, 2021
Instrument	2021-0301536

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Jul 28, 2023
Property Address	2737 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	0000702038
Map Reference	MB 3 PG 22
Instrument Date	Jul 27, 2023
Instrument	2023-0702038
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2737 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2171001326
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2737 ELDRIDGE AVE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Mortgage

Document Number	2171001326
Date	Oct 12, 2017
Instrument	1001326

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 25, 2017
Property Address	2737 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2170802960
Instrument Date	Aug 22, 2017
Instrument	802960
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$14,245.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12418 HOMES POINT DR NE KIRKLAND WA 98034, KIRKLAND, WA 98034

Tax Assessment & Valuation

The 2025 property tax bill for 2737 Eldridge Ave was $14,474.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,474.00	$1,769,815 Land $575,553 Building $1,194,262	$1,769,815 Land $575,553 Building $1,194,262
2022		$1,436,517 Land $493,977 Building $942,540	$1,436,517 Land $493,977 Building $942,540
2021	$9,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2737 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2737 Eldridge Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, CenturyLink.

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