Whatcom County property record for 2732 Eldridge Ave, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,795 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,280 (Sep 2005) |
| Tax Bill | $8,037 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380224-050051-0000 |
| Primary APN | 380224-050051-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,795 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Basement Area | 1,118 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 85 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 176221 |
|---|---|
| Street Address | 2732 ELDRIDGE AVE |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5.0 |
| Legal Description | LOT A LORIS LLA AS REC AF 2140600817 |
| Legal Range | 02 |
| Legal Township | 38 |
| Legal Section | 24 |
| Legal Subdivision | LORIS LLA |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Eldridge Avenue Historic District listed 1979 · 684 contributing resources · NRIS 79002566 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2732 Eldridge Ave is owned by an individual who bought it in September 2005.
Source: Whatcom County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 163, BLAINE, WA 98231-0163 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH COAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on File |
| Deed Sale | Sep 2, 2005 · Amount on File |
| Prior Sale | Jun 8, 2001 · Amount on File |
| Deed Document Number | 2005900491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2732 ELDRIDGE AVE, BELLINGHAM, WA 98225-2018 |
| Document Number | 2190302283 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2732 ELDRIDGE AVE BELLINGHAM WA 982252018, BELLINGHAM, WA 98225-2018 |
| Document Number | 2190302283 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 302283 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2732 ELDRIDGE AVE, BELLINGHAM, WA 98225-2018 |
| Document Number | 2170701385 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2732 ELDRIDGE AVE BELLINGHAM WA 982252018, BELLINGHAM, WA 98225-2018 |
| Document Number | 2170701385 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 701385 |
| Name | NORTH COAST CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 2732 Eldridge Ave was $8,037.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,037.00 | $1,011,573 Land $279,056 Building $732,517 | $1,011,573 Land $279,056 Building $732,517 |
| 2022 | $868,198 Land $239,504 Building $628,694 | $868,198 Land $239,504 Building $628,694 | |
| 2021 | $5,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2732 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2732 Eldridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband, AT&T, CenturyLink.
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