2727 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2727 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,366 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Last Sale	$522,000 (Jul 2013)
Tax Bill	$10,641 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`542130`

Property Details

APN / Parcel Number

Primary APN	`542130`
Alternative APNs	`380224 057031 0000` `50494`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,366 sqft Living Area
1st Floor Area	1,412 sqft
2nd Floor Area	954 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Porch
Porch Area	315 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	542130
Street Address	2727 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	ELDRIDGE'S FIRST ADD TO WHATCOM ALL LOT 5-SELY 23 FT OF LOT 6 BLK 1- LESS RR
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	ELDRIDGE'S FIRST ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1015
Census Tract	402

Owner

2727 Eldridge Ave is owner-occupied and held in a trust since March 2017.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2727 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Mar 30, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Jul 31, 2013 · Amount on File
Deed Document Number	2130704378
Last Transfer Date	Mar 30, 2017
Transfer Doc	2170303349
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2727 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2200903037
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2727 ELDRIDGE AVE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Mortgage

Document Number	2200903037
Date	Sep 18, 2020
Instrument	903037

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2727 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2180200003
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2727 ELDRIDGE AVE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Mortgage

Document Number	2180200003
Date	Feb 1, 2018
Instrument	200003

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 31, 2033

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2727 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2171200233
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2727 ELDRIDGE AVE #AYE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Mortgage

Document Number	2171200233
Date	Dec 4, 2017
Instrument	1200233

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 30, 2017
Property Address	2727 ELDRIDGE AVE, BELLINGHAM, WA 98225-2017
Document Number	2170303349
Instrument Date	Mar 30, 2017
Instrument	303349
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2727 ELDRIDGE AVE BELLINGHAM WA 982252017, BELLINGHAM, WA 98225-2017

Tax Assessment & Valuation

The 2025 property tax bill for 2727 Eldridge Ave was $10,641.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,641.00	$1,301,179 Land $549,392 Building $751,787	$1,301,179 Land $549,392 Building $751,787
2022		$1,116,757 Land $471,524 Building $645,233	$1,116,757 Land $471,524 Building $645,233
2021	$7,342.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2727 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2727 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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