Riverside County property record for 2707 Rainbow Ln, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,835 sqft · built 2004 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 538-332-060 |
| Primary APN | 538-332-060 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,835 sqft Living Area |
| Gross Area | 2,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2707 RAINBOW LN |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-3749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .11 ACRES IN LOT 178 MB 134/071 TR 18063 |
| Legal Subdivision | TRACT 18063 |
| Legal Tract | 18063 |
| Legal Lot Number | 178 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 44300 |
2707 Rainbow Ln is owned and occupied by an individual who acquired it in March 2020.
Source: Riverside County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAXTON MORTGAGE |
| Feb 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 19, 2019 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Sep 8, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP |
| Sep 9, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 13, 2020 | Quit Claim Deed, Transfer MAXIMOS LNDG |
| Mar 14, 2018 | Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 |
| Deed Sale | Mar 13, 2020 |
| Prior Sale | Apr 27, 2004 · Amount on File |
| Deed Document Number | 2020118499 |
| Prior Transfer Date | Mar 9, 2020 |
| Prior Transfer Doc | 0000118499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 5, 2026 |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000245527 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026245527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000245527, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026245527 |
| Name | SAXTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054520 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 2017-0054520 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0000222405 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-0222405 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000121145 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0121145 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000535714 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-0535714 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Title Company | BCHH ESCROW OF CA |
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000388815 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022-0388815 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 13, 2020 |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000118499 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 118499 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN BANNING CA 922203749, BANNING, CA 92220-3749 |
| Document Number | 118500 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 118500 |
| Name | MAXIMOS LNDG |
|---|---|
| Address | CORONA, CA 92882 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 2707 RAINBOW LN, BANNING, CA 92220-3749 |
| Document Number | 0000105158 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 2707 RAINBOW LN BANNING CA 922203749, BANNING, CA 92220-3749 |
| Document Number | 0000105158 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 105158 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 20, 2048 |
The 2025 property tax bill for 2707 Rainbow Ln was $3,969 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,270 (+2%) Land $50,745 Building $246,525 | ||
| 2025 | $3,969.00 Homeowner's exemption | $291,442 Land $49,750 Building $241,692 | |
| 2023 | $3,883.00 (+2.18%) Homeowner's exemption | $280,126 Land $47,819 Building $232,307 | |
| 2022 | $3,800.00 | ||
| 2021 | $339,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2707 Rainbow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2707 Rainbow Ln is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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