Osceola County property record for 2735 N Narcoossee Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,859 sqft · built 2004 |
| Lot Size | 35 acres (1,524,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,645 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 112711 |
| Primary APN | 112711 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,859 sqft Heated Area |
| Gross Area | 6,930 sqft |
| 1st Floor Area | 4,859 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,524,600 sqft (35 acres) |
| Lot Width | 35 ft Width |
| Garage Type | Finished |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,119 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 112711 |
|---|---|
| Street Address | 2735 N NARCOOSSEE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR1 |
| Legal Description | NARCOOSSEE PB 1 PG 21 THAT PART OF LOT 15 AS FOLLOWS: COM AT SWLY COR LOT 15, S 44 DEG E 25 FT, N 45 DEG E 35 FT TO POB; CONT |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | WATERFRONT NARCOOSSEE |
| Legal Tract | 4260 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
2735 N Narcoossee Rd is owned and occupied by two individuals who acquired it in January 2003.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2735 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2003 |
| Deed Sale | Jan 23, 2003 |
| Deed Document Number | 0218200448 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2735 N Narcoossee Rd was $6,645 with a homeowner's exemption.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,645.00 Homeowner's exemption | $469,110 | $700,900 Land $137,900 Building $563,000 |
| 2023 | $6,242.00 (+3.67%) Homeowner's exemption | $442,612 (+3%) | $690,100 (+18.03%) Land $137,900 Building $552,200 |
| 2022 | $6,021.00 Homeowner's exemption | $429,721 | $584,700 Land $114,900 Building $469,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2735 N Narcoossee Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2735 N Narcoossee Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Xfinity.
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