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2665 N Narcoossee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2665 N Narcoossee Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,699 sqft · built 2008
Lot Size3.73 acres (162,522 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Sep 2005)
Tax Bill$5,748 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-25-31-4260-0001-0110

Property Details

APN / Parcel Number

Primary APN08-25-31-4260-0001-0110
Alternative APNs
  • 253108426000010110
  • 117054

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,699 sqft Living Area
Gross Area4,010 sqft
1st Floor Area2,699 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area162,522 sqft (3.73 acres)
Lot Width170 ft Width
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area544 sqft
PorchFinished/Open Porch
Porch Area607 sqft
Patio Area944 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2665 N NARCOOSSEE RD
CitySAINT CLOUD
StateFL
Zip34771-8775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionNEW MAP OF NARCOOSSEE PB 1 PG 73 (HENDON PARK) BEG AT NLY COR LOT 11, SWLY ALONG R/W 150 FT, SELY TO LAKE HENDON, NELY ALONG LAKE HENDON TO SELY COR LOT 11, NWLY ALONG NELY LINE LOT 11 TO POB
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionNARCOOSSEE NEW MAP OF
Legal Tract4260
Legal Block110
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

2665 N Narcoossee Rd is owned and occupied by two individuals who acquired it in January 2007.

Source: Osceola County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address2665 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8775
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2005 · Amount on File
Deed SaleSep 30, 2005 · Amount on File
Deed Document Number2005215694
Deed Book / Page2912 / 873
Last Transfer DateJan 31, 2007
Transfer Doc0034111049
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2665 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8775
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2665 N NARCOOSSEE RD, SAINT CLOUD, FL 34771-8775

Mortgage

Document Number0057761505
DateAug 18, 2020
Book Page5776/1505
Instrument2020108848
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2665 N Narcoossee Rd was $5,748 with a homeowner's exemption, up 4.5% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,748.00 (+4.55%) Homeowner's exemption$404,356$696,000 Land $335,700 Building $360,300
2024$5,498.00 (+2.04%)
2023$5,388.00 (+3.78%) Homeowner's exemption$381,516 (+3%)$687,200 (+17.57%) Land $335,700 Building $351,500
2022$5,192.00 Homeowner's exemption$370,404$584,500 Land $279,800 Building $304,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2665 N Narcoossee Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2665 N Narcoossee Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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