2731 Cardigan Dr, Springfield, IL 62702 Property Records

Sangamon County property record for 2731 Cardigan Dr, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.168 acres (7,349 sqft)
OwnerCompany Name on File
Last Sale$107,900 (Jul 2021)
Tax Bill$3,677 (2025)
Deeds & MortgagesDec 2014 Mortgage
Jan 2010 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-24.0-304-006

Property Details

APN / Parcel Number

Primary APN14-24.0-304-006
Alternative APN
  • 14240304006 (CHECK DIGIT = 0)

Exterior

Lot Area7,349 sqft (0.168 acres)

Location & Zoning

Account Number14240304006
Street Address2731 CARDIGAN DR
CitySPRINGFIELD
StateIL
Zip62702-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLES S WANLESS NORTHGATE 11TH PLAT L 754
Legal SubdivisionCHARLES S WANLESS NORTHGATE A
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2002
Census Tract504

Owner

2731 Cardigan Dr is owned by a company that bought it in July 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordCompany Name on File
Mailing Address8020 S RAINBOW BLVD, 552, LAS VEGAS, NV 89139-6483
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2014Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK
Jan 7, 2010Deed of Trust, Mortgage · Stand-Alone First Mortgage
ILLINI BANK
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK & TRUST
Jun 8, 2015Warranty Deed, Transfer · Conventional Mortgage
MARINE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2021 · Amount on File
Deed SaleJul 22, 2021 · Amount on File
Prior SaleJun 8, 2015 · Amount on File
Deed Document Number202119923
Record UpdatedSep 20, 2026

December 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2731 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2014R33956
DateDec 23, 2014
Instrument2014R33956
Lender
NameMARINE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 15, 2034
Interest
Rate TypeAdjustable Rate
Rate3.25%

January 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2731 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2010R00527
DateJan 7, 2010
Instrument2010R00527
Lender
NameILLINI BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term120 Months
DueJan 6, 2020
Interest
Rate TypeFixed Rate

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 22, 2021
Property Address2731 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Document Number2021R19923
Map ReferenceDOC 348759
Instrument DateJul 19, 2021
Instrument2021R19923
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$162.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8020 S RAINBOW BLVD # 552, 552, LAS VEGAS, NV 89139-6483
InvestorPossibly a Property Investor

Mortgage

Document Number2021R19924
DateJul 22, 2021
Instrument2021R19924
Lender
NamePEOPLES BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 10, 2041
Interest
Rate TypeAdjustable Rate

June 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 8, 2015
Property Address2731 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Document Number2015R14873
Instrument DateJun 1, 2015
Instrument2015R14873
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2015R14874
DateJun 8, 2015
Instrument2015R14874
Lender
NameMARINE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number2015R14876
DateJun 8, 2015
Instrument2015R14876
Lender
NameILLINOIS HOUSING DEV AUTHORITY
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2731 Cardigan Dr was $3,677.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,677.00$45,420 Land $6,773 Building $38,647$136,260 Land $20,319 Building $115,941
2022$3,264.00$36,432 Land $5,473 Building $30,959$109,296 Land $16,419 Building $92,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2731 Cardigan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2731 Cardigan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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