2740 Cardigan Dr, Springfield, IL 62702 Property Records

Sangamon County property record for 2740 Cardigan Dr, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.152 acres (6,636 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Oct 2023)
Tax Bill$2,709 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-24.0-305-009

Property Details

APN / Parcel Number

Primary APN14-24.0-305-009
Alternative APN
  • 14240305009 (CHECK DIGIT = 0)

Exterior

Lot Area6,636 sqft (0.152 acres)

Location & Zoning

Account Number14240305009
Street Address2740 CARDIGAN DR
CitySPRINGFIELD
StateIL
Zip62702-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLES S WANLESS NORTHGATE 11TH PLAT L 770
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2007
Census Tract504

Owner

2740 Cardigan Dr is owned and occupied by an individual who bought it in October 2023.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Warranty Deed, Transfer · Conventional Mortgage
INB NA
Jun 1, 2021Warranty Deed, Transfer · FHA Mortgage
INB NA
Jun 30, 2009Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2023 · Amount on File
Deed SaleOct 23, 2023 · Amount on File
Prior SaleJun 1, 2021 · Amount on File
Deed Document Number202319546
Record UpdatedOct 29, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateOct 23, 2023
Property Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229
Document Number2023R19546
Map ReferenceDOC 348759
Instrument DateOct 20, 2023
Instrument2023R19546
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229

Mortgage

Document Number2023R19547
DateOct 23, 2023
Instrument2023R19547
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.38%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 1, 2021
Property Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229
Document Number2021R14797
Map ReferenceDOC 348759
Instrument DateMay 27, 2021
Instrument2021R14797
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyPRAIRIE TITLE, PRAIRIE LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 E SANGAMON AVE, SPRINGFIELD, IL 62702-1740

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229

Mortgage

Document Number2021R14798
DateJun 1, 2021
Instrument2021R14798
Lender
NameINB NA
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

June 2009: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJun 30, 2009
Property Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229
Document Number2009R34082
Instrument DateJun 23, 2009
Instrument2009R34082
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount on Record
Tax$120.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 CARDIGAN DR, SPRINGFIELD, IL 62702-3229

Tax Assessment & Valuation

The 2025 property tax bill for 2740 Cardigan Dr was $2,709 with exemptions applied.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,709.00$47,680 Land $6,773 Building $40,907$143,040 Land $20,319 Building $122,721
2022$3,177.00$35,460 Land $5,473 Building $29,987$106,380 Land $16,419 Building $89,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2740 Cardigan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2740 Cardigan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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