2727 Cardigan Dr, Springfield, IL 62702 Property Records

Sangamon County property record for 2727 Cardigan Dr, Springfield, IL 62702

Property Summary

Property TypeSingle Family Home
Lot Size0.175 acres (7,636 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Mar 2020)
Tax Bill$3,884 (2025)
Deeds & MortgagesJul 2019 Mortgage
Mar 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-24.0-304-005

Property Details

APN / Parcel Number

Primary APN14-24.0-304-005
Alternative APN
  • 14240304005 (CHECK DIGIT = 2)

Exterior

Lot Area7,636 sqft (0.175 acres)

Location & Zoning

Account Number14240304005
Street Address2727 CARDIGAN DR
CitySPRINGFIELD
StateIL
Zip62702-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLES S WANLESS NORTHGATE 11TH PLAT L 753
Legal SubdivisionCHARLES S WANLESS NORTHGATE A
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2002
Census Tract504

Owner

2727 Cardigan Dr is owned and occupied by an individual who bought it in March 2020.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address2727 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ILLINOIS NATIONAL BANK
Mar 2, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Nov 16, 2018Quit Claim Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2020 · Amount on File
Deed SaleMar 2, 2020 · Amount on File
Prior SaleDec 19, 2002
Deed Document Number20204303
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address2727 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R14271
DateJul 17, 2019
Instrument2019R14271
Lender
NameILLINOIS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateMar 2, 2020
Property Address2727 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Document Number2020R04303
Map ReferenceDOC 348759 PB20 PG94
Instrument DateMar 2, 2020
Instrument2020R04303
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyILLINOIS REAL ESTATE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37 COTTAGE GROVE LN, SPRINGFIELD, IL 62712-8933

Transferred To (Grantee/Buyer)

NameVerified Name
Address2727 CARDIGAN DR, SPRINGFIELD, IL 62702-3228

Mortgage

Document Number2020R04304
DateMar 2, 2020
Instrument2020R04304
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate3.3%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANGAMON IL
Recording DateNov 16, 2018
Property Address2727 CARDIGAN DR, SPRINGFIELD, IL 62702-3228
Document Number2018R24078
Map ReferenceDOC348759PB20PG94
Instrument DateNov 4, 2018
Instrument2018R24078
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$0.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 COTTAGE GROVE LN, SPRINGFIELD, IL 62712-8933

Tax Assessment & Valuation

The 2025 property tax bill for 2727 Cardigan Dr was $3,884 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,884.00$53,983 Land $6,773 Building $47,210$161,949 Land $20,319 Building $141,630
2022$3,341.00 Homeowner's exemption$43,290 Land $5,473 Building $37,817$129,870 Land $16,419 Building $113,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2727 Cardigan Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2727 Cardigan Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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