273 Summerset Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 273 Summerset Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1995
Lot Size	0.287 acres (12,540 sqft)
Owner	2 Owner Names on File
Last Sale	$220,000 (Jul 2004)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`40-23-01-151-015`

Property Details

APN / Parcel Number

Primary APN	`40-23-01-151-015`
Alternative APNs	`0088797-000000-2` `10004604218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,202 sqft

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	12,540 sqft (0.287 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Finished/Screened Porch
Porch Area	210 sqft
Shed	1 Shed
Shed Area	160 sqft
Loading Dock	96 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004604218
Old Parcel Number	00887970000002
Street Address	273 SUMMERSET DR
City	PUNTA GORDA
State	FL
Zip	33982-8318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PRS 003 0001 0107 PEACE RIVER SHORES UN 3 BLK 1 LTS 107 & 108 662/217 898/269 1114/1928 1229/1359 1385/706 1405/1419
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Block	1
Legal Lot Number	107 108
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1026
Census Tract	10200

Owner

The current owner of 273 Summerset Dr bought it in July 2004.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	2 Owner Names on File
Mailing Address	273 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004 · Amount on File
Deed Sale	Jul 9, 2004 · Amount on File
Prior Sale	Jun 5, 1995 · Amount on File
Deed Document Number	1227850
Deed Book / Page	2506 / 1327
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	273 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number	0043160994
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	273 SUMMERSET DR PUNTA GORDA FL 339828318, PUNTA GORDA, FL 33982-8318

Mortgage

Document Number	0043160994
Date	May 17, 2018
Book Page	004316/000994
Instrument	2613465

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 273 Summerset Dr was $1,808 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00 Homeowner's exemption	$159,869	$260,633 Land $34,930 Building $225,703
2023	$2,639.00 (+4.02%) Homeowner's exemption	$150,838 (+3%)	$275,865 (+14.05%) Land $39,920 Building $235,945
2022	$2,537.00 Homeowner's exemption	$146,445	$241,891 Land $33,932 Building $207,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 273 Summerset Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 273 Summerset Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30