Charlotte County property record for 272 Summerset Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 768 sqft · built 1964 |
| Lot Size | 0.264 acres (11,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (May 2018) |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-01-152-025 |
| Primary APN | 40-23-01-152-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,492 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,520 sqft (0.264 acres) |
| Lot Dimensions | 120 ft deep x 96 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 252 sqft |
| Driveway | Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 724 sqft |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004604245 |
|---|---|
| Old Parcel Number | 00888330000008 |
| Street Address | 272 SUMMERSET DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-8317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PRS 003 0006 0028 PEACE RIVER SHORES UN 3 BLK 6 LTS 28 29 & THE W 16 FT OF LT 30 80/156 276/590 PR#4507-424/783 D |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIVER SHORES |
| Legal Block | 6 |
| Legal Lot Number | 28 29 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10200 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 272 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Mar 31, 2011 · Amount on Record |
| Deed Document Number | 2613563 |
| Deed Book / Page | 4316 / 1238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 272 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 272 STIMMERSET DR, PUNTA GORDA, FL 33982 |
| Document Number | 0047101441 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 4710/1441 |
| Instrument | 2905261 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 272 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Document Number | 0043230235 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 272 SUMMERSET DR PUNTA GORDA FL 339828317, PUNTA GORDA, FL 33982-8317 |
| Document Number | 0043230235 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 004323/000235 |
| Instrument | 2618289 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 18, 2018 |
| Property Address | 272 SUMMERSET DR, PUNTA GORDA, FL 33982-8317 |
| Document Number | 0043161238 |
| Book / Page | 004316 / 001238 |
| Instrument Date | Apr 15, 2018 |
| Instrument | 2613563 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 272 SUMMERSET DR PUNTA GORDA FL 339828317, PUNTA GORDA, FL 33982-8317 |
| Document Number | 43161239 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 004316/001239 |
| Instrument | 2613564 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 (-56.03%) Homeowner's exemption | $79,915 (+5.99%) | $68,271 (+0.19%) Land $15,682 Building $52,589 |
| 2023 | $1,369.00 (+4.19%) Homeowner's exemption | $75,401 (+3%) | $68,142 (-23.56%) Land $15,872 Building $52,270 |
| 2022 | $1,314.00 Homeowner's exemption | $73,205 | $89,148 Land $12,118 Building $77,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures