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243 Summerset Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 243 Summerset Dr, Punta Gorda, FL 33982

Property Summary

Property TypeResidential Vacant Land
Lot Size0.312 acres (13,600 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (May 2024)
Tax Bill$384 (2025)
Deeds & MortgagesSep 2021 Transfer
Dec 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN402301151011

Property Details

APN / Parcel Number

Primary APN402301151011
Alternative APNs
  • 00888000005002
  • 10004604214

Exterior

Lot Area13,600 sqft (0.312 acres)
Lot Dimensions170 ft deep x 80 ft wide
View / LotWaterfront

Location & Zoning

Account Number00888000005002
Street Address243 SUMMERSET DR
CityPUNTA GORDA
StateFL
Zip33982-8318
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRSF3.5
Legal DescriptionPEACE RIVER SHORES UN 3 BLK 1 LTS 114 & 115 530/604/605 L/E2083/1149 2413/140 4186/719 4389/956 4389/959 4833/2112 3404724
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal TractPRS
Legal Block1
Legal Lot Number114
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1026
Census Tract10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2545 STONER LN, ZOLFO SPRINGS, FL 33890-9412
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 17, 2018Warranty Deed, Transfer · Conventional with PMI
JOLENE E MUNZENRIEDER
Dec 17, 2018Warranty Deed, Transfer
NAPLES TITLE INC
Apr 11, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2024 · Amount on Record
Deed SaleMay 13, 2024 · Amount on Record
Prior SaleDec 17, 2018 · Amount on Record
Deed Document Number20243404724
Prior Transfer DateAug 20, 2021
Prior Transfer Doc0048332112
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE FL
Recording DateSep 1, 2021
Property Address243 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number0048332112
Book / Page4833 / 2112
Instrument DateAug 20, 2021
Instrument2992709
Transaction TypeTransfer
Record UpdatedSep 23, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address751 CONREID DR NE, PORT CHARLOTTE, FL 33952-9712

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 17, 2018
Property Address243 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number0043890956
Book / Page004389 / 000956
Instrument DateDec 6, 2018
Instrument2670082
Transaction TypeTransfer
Record UpdatedJan 8, 2019
Title CompanyNAPLES TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$329.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 CONREID DR NE PORT CHARLOTTE FL 339529712, PORT CHARLOTTE, FL 33952-9712

Mortgage

Document Number43890961
DateDec 17, 2018
Book Page004389/000961
Instrument2670084
Lender
NameJOLENE E MUNZENRIEDER
Address555 12TH ST # 900, OAKLAND, CA 94607-3637
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term24 Months
DueDec 16, 2020

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 17, 2018
Property Address243 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number0043890959
Book / Page004389 / 000959
Instrument DateDec 6, 2018
Instrument2670083
Transaction TypeTransfer
Record UpdatedJan 8, 2019
Title CompanyNAPLES TITLE INC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address751 CONREID DR NE PORT CHARLOTTE FL 339529712, PORT CHARLOTTE, FL 33952-9712

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateApr 11, 2017
Property Address243 SUMMERSET DR, PUNTA GORDA, FL 33982-8318
Document Number0041860719
Book / Page004186 / 000719
Instrument DateMar 27, 2017
Instrument2514436
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address555 12TH ST #1250 OAKLAND CA 946074095, 1250, OAKLAND, CA 94607-4095

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$384.00 (-5%)$25,466 (-9.61%) Land $25,466$25,466 (-25.63%) Land $25,466
2024$768.00 (-6.68%)
2023$823.00 (+4.31%)$28,172 (-3.2%)$34,240 (+17.65%) Land $34,240
2022$789.00$29,104 Land $29,104$29,104 Land $29,104

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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