Kane County property record for 273 N Spring St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,698 sqft · built 1880 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2021) |
| Tax Bill | $5,467 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-105-002 |
| Primary APN | 06-13-105-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,698 sqft Living Area |
| Gross Area | 2,547 sqft |
| Basement Area | 849 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Frame |
| Lot Area | 2,178 sqft (0.5 acres) |
| Lot Dimensions | 66 ft deep x 33 ft wide |
| Street Address | 273 N SPRING ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P J KIMBALL JRS 3RD ADDN SOUTH 33 FT LOT 3 BLOCK 2 |
| Legal Subdivision | P J KIMBALL JRS 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-13-105-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 24, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG |
| May 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 14, 2017 | Deed of Trust, Mortgage COUNTY OF KANE THROUGH ITS OF |
| Jul 10, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | May 28, 2019 · Amount on Record |
| Deed Document Number | 202188500 |
| Prior Transfer Date | Jul 24, 2000 |
| Prior Transfer Doc | 0000058441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000038084 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023K038084 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000005768 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023K005768 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 24, 2021 |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000088500 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021K088500 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000088501 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021K088501 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000028413 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 273 N SPRING ST ELGIN IL 601204129, ELGIN, IL 60120-4129 |
| Document Number | 0000028413 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 28413 |
| Name | DRAPER & KRAMER MTG |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 28, 2019 |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000021305 |
| Map Reference | MB 1 PG 2&3 |
| Instrument Date | May 10, 2019 |
| Instrument | 2019K021305 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO LAND AGENCY SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 714 W ROOSEVELT RD APT C8, C8, WHEATON, IL 60187-4862 |
| Document Number | 0000021306 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019K021306 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Number | 0000021307 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 2019K021307 |
| Name | CITY OF KANE THROUGH ITS OFFICE CMNTY RE |
|---|---|
| Type | Non-Lending Institution |
| Address | GENEVA, IL 60134 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000044428 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 253 TRUDY CT BATAVIA IL 605105500, BATAVIA, IL 60510-5500 |
| Document Number | 0000044428 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 44428 |
| Name | COUNTY OF KANE THROUGH ITS OF |
|---|---|
| Address | 719 S BATAVIA AVE, GENEVA, IL 60134-3077 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 10, 2017 |
| Property Address | 273 N SPRING ST, ELGIN, IL 60120-4129 |
| Document Number | 0000035383 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 35383 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 253 TRUDY CT BATAVIA IL 605105500, BATAVIA, IL 60510-5500 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,467.00 (+15.8%) Homeowner's exemption | ||
| 2024 | $73,376 (+21.39%) Land $5,107 Building $68,269 | $220,216 (+21.44%) Land $15,327 Building $204,889 | |
| 2022 | $4,721.00 (+4.77%) Homeowner's exemption | $60,445 (+6.96%) Land $4,207 Building $56,238 | $181,335 (+6.96%) Land $12,621 Building $168,714 |
| 2021 | $4,506.00 Homeowner's exemption | $56,512 Land $3,933 Building $52,579 | $169,536 Land $11,799 Building $157,737 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable · Fiber in parts of the area | 1,500 / 50 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA, Verizon.
Based on FCC filings for 504 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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