260 N Spring St, #264, Elgin, IL 60120 Property Records

Kane County property record for 260 N Spring St, #264, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	11 bd · 4 ba · 3,208 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$575,000 (Dec 2025)
Tax Bill	$8,602 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-238-015`

Property Details

APN / Parcel Number

Primary APN	`06-14-238-015`

Interior

Bedrooms	11 Beds
Full Baths	4 Baths
Total Rooms	21 Rooms
Stories	2 Stories
Building Area	3,208 sqft Living Area
Gross Area	4,618 sqft
Basement Area	1,410 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	260 N SPRING ST, 264
City	ELGIN
State	IL
Zip	60120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN EAST 132 FT OF LOT 7 BLOCK 1
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	260 GIFFORD PL, ELGIN, IL 60120-6642
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Nov 12, 2008 · Amount on Record
Deed Document Number	202549621
Prior Transfer Date	Oct 10, 2002
Prior Transfer Doc	0000147546
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 15, 2025
Property Address	260 N SPRING ST # 264, 264, ELGIN, IL 60120-4130
Document Number	0000049621
Instrument Date	Oct 27, 2025
Instrument	2025K049621
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 GIFFORD PL, ELGIN, IL 60120-6642

Mortgage

Document Number	0000049622
Date	Dec 15, 2025
Instrument	2025K049622

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055
Prepayment Penalty	00 Months

Interest

Rate	7.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,602.00 (+3.5%)	$112,762 (+8.57%) Land $18,182 Building $94,580	$338,421 (+8.57%) Land $54,568 Building $283,854
2024	$8,311.00 (+21.28%)	$103,861 (+31.41%) Land $16,747 Building $87,114	$311,708 (+31.47%) Land $50,261 Building $261,447
2022	$6,853.00 (+3.96%)	$79,034 (+6.96%) Land $13,796 Building $65,238	$237,102 (+6.96%) Land $41,388 Building $195,714
2021	$6,592.00	$73,891 Land $12,898 Building $60,993	$221,673 Land $38,694 Building $182,979

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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