2726 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2726 Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,623 sqft · built 2003
Lot Size5.67 acres (247,377 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Jul 2012)
Tax Bill$5,026 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-31-3719-0001-0050

Property Details

APN / Parcel Number

Primary APN09-25-31-3719-0001-0050
Alternative APNs
  • 253109371900010050
  • 90620

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,623 sqft Living Area
Gross Area3,474 sqft
1st Floor Area2,623 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area247,377 sqft (5.67 acres)
Garage Area1,500 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Open Porch
Porch Area851 sqft
Deck Area212 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2726 ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-7988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionLAKEWOOD PB 6 PG 47 LOT 5
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionLAKEWOOD
Legal Tract3719
Legal Block50
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2726 ZUNI RD, SAINT CLOUD, FL 34771-7988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2012 · Amount on Record
Deed SaleJul 31, 2012 · Amount on Record
Prior SaleApr 19, 1999 · Amount on Record
Deed Document Number2012112404
Deed Book / Page4303 / 215
Prior Transfer DateApr 26, 2005
Prior Transfer Doc0027712629
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2726 ZUNI RD, SAINT CLOUD, FL 34771-7988
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053292769
DateMay 8, 2018
Book Page5329/2769
Instrument2018073046
Lender
NameWINTER PARK NATIONAL BANK
TypeBank
AddressWINTER PARK, FL 32789
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,026.00 (+4.73%) Homeowner's exemption$352,184 (+5.99%)$489,600 (+0.99%) Land $198,400 Building $291,200
2024$4,799.00 (+2.08%)
2023$4,701.00 (+3.91%) Homeowner's exemption$332,291 (+3%)$484,800 (+9.14%) Land $198,400 Building $286,400
2022$4,524.00 Homeowner's exemption$322,613$444,200 Land $198,400 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Zuni Rd

Nearby Streets

Search Property Records by Address or Parcel Number