Osceola County property record for 2730 Zuni Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,105 sqft · built 1999 |
| Lot Size | 5.67 acres (246,985 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Aug 1996) |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 90621 |
| Primary APN | 90621 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,105 sqft Heated Area |
| Gross Area | 2,675 sqft |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 737 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 246,985 sqft (5.67 acres) |
| Garage Type | Finished |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 168 sqft |
| Patio Area | 552 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90621 |
|---|---|
| Street Address | 2730 ZUNI RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | LAKEWOOD PB 6 PG 47 LOT 6 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | LAKEWOOD |
| Legal Tract | 3719 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records · APN 90621
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2730 ZUNI RD, SAINT CLOUD, FL 34771-7988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Line of Credit PARTNERS FCU |
| Nov 24, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 1996 · Amount on Record |
| Deed Sale | Aug 27, 1996 · Amount on Record |
| Deed Document Number | 0134601494 |
| Deed Book / Page | 01346 / 01494 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2730 ZUNI RD, SAINT CLOUD, FL 34771-7988 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055760036 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 5576/0036 |
| Instrument | 2019107380 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 18, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2730 ZUNI RD, SAINT CLOUD, FL 34771-7988 |
| Document Number | 0052461533 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2730 ZUNI RD ST CLOUD FL 347717988, ST CLOUD, FL 34771-7988 |
| Document Number | 0052461533 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 005246/001533 |
| Instrument | 170193 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,855.00 (+7.44%) Homeowner's exemption | $267,694 (+5.99%) | $412,300 (+0.91%) Land $198,400 Building $213,900 |
| 2023 | $3,588.00 (+4.24%) Homeowner's exemption | $252,573 (+3%) | $408,600 (+8.21%) Land $198,400 Building $210,200 |
| 2022 | $3,442.00 Homeowner's exemption | $245,217 | $377,600 Land $198,400 Building $179,200 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 278 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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