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2710 Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2710 Zuni Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,755 sqft · built 1990
Lot Size5.8 acres (252,648 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Sep 2019)
Tax Bill$12,647 (2025)
Deeds & MortgagesSep 2019 Sale & Line of Credit
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-25-31-3719-0001-0010

Property Details

APN / Parcel Number

Primary APN09-25-31-3719-0001-0010
Alternative APNs
  • 253109371900010010
  • 90616

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,755 sqft Living Area
Gross Area8,862 sqft
1st Floor Area3,921 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialStone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area252,648 sqft (5.8 acres)
Lot Dimensions250 ft deep x 146 ft wide
Garage TypeDetached
Garage Area875 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area50 sqft
PorchFlorida Room
Porch Area1,393 sqft
Deck Area1,732 sqft
Utility Building240 sqft
Boat AccessBoat Access
Boat House533 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address2710 ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-7988
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD PB 6 PG 47 LOT 1
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionLAKEWOOD
Legal Tract3719
Legal Block10
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 09-25-31-3719-0001-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2710 ZUNI RD, SAINT CLOUD, FL 34771-7988
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2019Warranty Deed, Transfer · Line of Credit
BRUCE A & MARILYN G RATCLIFF
Feb 20, 2017Quit Claim Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2019 · Amount on Record
Deed SaleSep 05, 2019 · Amount on Record
Prior SaleNov 16, 2016 · Amount on Record
Deed Document Number2019113841
Deed Book / Page5583 / 2475
Prior Transfer DateFeb 07, 2017
Prior Transfer Doc0051042607
Record UpdatedJun 08, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 05, 2019
Property Address2710 ZUNI RD, SAINT CLOUD, FL 34771-7988
Document Number0055832475
Book / Page005583 / 002475
Instrument DateAug 28, 2019
Instrument113841
Transaction TypeTransfer
Record UpdatedSep 18, 2019
Title CompanyPLATINUM TITLE/CTRL FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2710 ZUNI RD ST CLOUD FL 347717988, ST CLOUD, FL 34771-7988

Mortgage

Document Number55832477
DateSep 05, 2019
Book Page005583/002477
Instrument113842
Lender
NameBRUCE A & MARILYN G RATCLIFF
Address6984 WELDON RD, PLAIN CITY, OH 43064-9003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 04, 2024
Interest
Rate TypeAdjustable Rate

February 2017: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2017
Property Address2710 ZUNI RD, SAINT CLOUD, FL 34771-7988
Document Number0051042607
Book / Page005104 / 002607
Instrument DateFeb 07, 2017
Instrument27458
Record UpdatedMar 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2710 ZUNI RD ST CLOUD FL 347717988, ST CLOUD, FL 34771-7988

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,647.00 (+2.21%) Homeowner's exemption Veteran's exemption$907,300 (+2.86%) Land $243,600 Building $663,700$907,300 (+2.86%) Land $243,600 Building $663,700
2024$12,373.00 (-3.95%)
2023$12,882.00 (+10.13%)$882,100 (+10.86%) Land $243,600 Building $638,500$882,100 (+10.86%) Land $243,600 Building $638,500
2022$11,697.00$795,700 Land $243,600 Building $552,100$795,700 Land $243,600 Building $552,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 236 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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