2726 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2726 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,246 sqft · built 1912
Lot Size	0.08 acres (3,503 sqft)
Owner	Individual Name on Record
Last Sale	$61,400 (Jan 2007)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03800`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03800`
Alternative APN	`1023365`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,246 sqft Gross Area
1st Floor Area	630 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,503 sqft (0.08 acres)
Garage Type	Detached
Garage Area	252 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	63 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1023365
Street Address	2726 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	84
Legal Lot Number	446
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2022
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2726 W 3RD ST, DULUTH, MN 55806-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2007 · Amount on Record
Deed Sale	Jan 19, 2007 · Amount on Record
Prior Sale	Jan 10, 2007
Deed Document Number	20071040967
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	0001040964
Record Updated	Sep 20, 2026

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Jan 5, 2017
Property Address	2726 W 3RD ST, DULUTH, MN 55806-1843
Instrument Date	Dec 30, 2016
Instrument	A1301555
Transaction Type	Transfer
Record Updated	Jan 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 W 3RD ST DULUTH MN 558061843, DULUTH, MN 55806-1843

Mortgage

Document Number	00A1301555
Date	Jan 5, 2017
Instrument	A1301555

Lender

Name	DEBORAH L & JAMES F ROUFS
Address	5187 MILLER TRUNK HWY, HERMANTOWN, MN 55811-1203
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2032

Interest

Rate	5%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00 (+12.03%)
2025	$1,746.00 (+6.59%)	$144,800 (+15.01%) Land $13,200 Building $131,600	$144,800 (+15.01%) Land $13,200 Building $131,600
2024	$1,638.00	$125,900 (+20.25%) Land $15,900 Building $110,000	$125,900 (+20.25%) Land $15,900 Building $110,000
2022		$104,700 Land $14,000 Building $90,700	$104,700 Land $14,000 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures