2723 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2723 W 3rd St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,068 sqft · built 1903
Lot Size0.16 acres (7,004 sqft)
OwnerIndividual Name on File
Last Sale$181,000 (Oct 2022)
Tax Bill$3,220 (2026)
Deeds & MortgagesJul 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN010-1180-02490

Property Details

APN / Parcel Number

Primary APN010-1180-02490
Alternative APNs
  • 1131319
  • 1138951

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,068 sqft Gross Area
1st Floor Area1,054 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Lot Area7,004 sqft (0.16 acres)
Garage Area240 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area290 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1138951
Street Address2723 W 3RD ST
CityDULUTH
StateMN
Zip55806-1842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0443 BLOCK:116 SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIVISION
Legal Block116
Legal Lot Number443
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1013
Census Tract2600

Owner

Source: St. Louis County records · APN 010-1180-02490

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2723 W 3RD ST, DULUTH, MN 55806-1842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 21, 2022Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Sep 15, 2020Grant Deed, Transfer
NEW AMERICAN FNDG
May 07, 2020Grant Deed, Transfer
SERVICELINK
Jul 24, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleOct 13, 2022 · Amount on Record
Deed Document Number20221454687
Prior Transfer DateMar 22, 2019
Prior Transfer Doc00A1379118
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 10, 2026
Property Address2723 W 3RD ST, DULUTH, MN 55806-1842
Document Number0001535972
Instrument DateJun 27, 2026
Instrument20261535972
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2723 W 3RD ST, DULUTH, MN 55806-1842

Mortgage

Document Number0001535972,
DateJul 10, 2026
Instrument20261535972
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateOct 21, 2022
Property Address2723 W 3RD ST, DULUTH, MN 55806-1842
Document Number0001454687
Instrument DateOct 13, 2022
Instrument1454687
Transaction TypeTransfer
Record UpdatedNov 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$597.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2723 W 3RD ST, DULUTH, MN 55806-1842

Mortgage

Document Number0001454688
DateOct 21, 2022
Instrument1454688
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateSep 15, 2020
Property Address2723 W 3RD ST, DULUTH, MN 55806-1842
Document Number00A1390427
Instrument DateSep 03, 2020
InstrumentA1390427
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2723 W 3RD ST DULUTH MN 558061842, DULUTH, MN 55806-1842

Mortgage

Document NumberA1390428
DateSep 15, 2020
InstrumentA1390428
Lender
NameNEW AMERICAN FNDG
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMay 07, 2020
Property Address2723 W 3RD ST, DULUTH, MN 55806-1842
Document Number00A1379118
Instrument DateMar 22, 2019
InstrumentA1379118
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanySERVICELINK

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

July 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateJul 24, 2018
Property Address2723 W 3RD ST, DULUTH, MN 55806-1842
Document Number00A1337123
Instrument DateJul 24, 2018
InstrumentA1337123
Transaction TypeForeclosure
Record UpdatedAug 09, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$291.06
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,220.00 (+13.06%) Homeowner's exemption
2025$2,848.00 (+4.02%) Homeowner's exemption$263,200 (+14.53%) Land $26,400 Building $236,800$263,200 (+14.53%) Land $26,400 Building $236,800
2024$2,738.00$229,800 (+20.31%) Land $31,800 Building $198,000$229,800 (+20.31%) Land $31,800 Building $198,000
2022$191,000 Land $28,000 Building $163,000$191,000 Land $28,000 Building $163,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AirFiber.

Based on FCC filings for 601 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1690011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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