2732 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2732 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	2,518 sqft · built 1908
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$142,578 (Jan 2024)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03820`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03820`
Alternative APNs	`1161679` `527109`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,518 sqft Gross Area
1st Floor Area	1,259 sqft
Basement Area	1,259 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1908
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1161679
Street Address	2732 W 3RD ST
City	DULUTH
State	MN
Zip	55806-3806
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C2
Legal Description	W1/2 SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Block	84
Legal Lot Number	448
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2022
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 S 65TH AVE W, DULUTH, MN 55807-2216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Oct 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	20241076589
Prior Transfer Date	Jan 26, 2024
Prior Transfer Doc	0001076589
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 30, 2024
Property Address	2732 W 3RD ST, DULUTH, MN 55806-3806
Document Number	0001076589
Map Reference	MB A PG 108&110
Instrument Date	Jan 26, 2024
Instrument	1076589
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.51
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 S 65TH AVE W, DULUTH, MN 55807-2216

Mortgage

Document Number	0001076590
Date	Jan 30, 2024
Instrument	1076590

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2018
Property Address	2732 W 3RD ST, DULUTH, MN 55806-3806
Document Number	00A1003718
Instrument Date	Oct 5, 2018
Instrument	A1003718
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount on Record
Tax	$470.51
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 S 65TH AVE W DULUTH MN 558072216, DULUTH, MN 55807-2216

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+15.69%)
2025	$3,186.00 (-6.13%)	$239,600 (+25.64%) Land $12,600 Building $227,000	$239,600 (+25.64%) Land $12,600 Building $227,000
2024		$190,700 (+2.8%) Land $14,000 Building $176,700	$190,700 (+2.8%) Land $14,000 Building $176,700
2023	$3,394.00
2022		$185,500 Land $13,900 Building $171,600	$185,500 Land $13,900 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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