Bay County property record for 2715 E 7th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 837 sqft · built 1940 |
| Lot Size | 0.126 acres (5,488 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,000 (May 2018) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15800-000-000 |
| Primary APN | 15800-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 837 sqft Living Area |
| 1st Floor Area | 837 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,488 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2715 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | DOTY SUBD LOT 20 BLK E ORB 4813 P 767 (118B3) |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | DOTY SUBD |
| Legal Block | E |
| Legal Lot Number | 20 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5020 E 10TH PL, PANAMA CITY, FL 32404-9416 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 29, 2024 | Warranty Deed, Transfer |
| Oct 18, 2023 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| May 23, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Deed Document Number | 201830534 |
| Deed Book / Page | 4011 / 102 |
| Last Transfer Date | Jun 18, 2024 |
| Transfer Doc | 0048130767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 2715 E 7TH ST, PANAMA CITY, FL 32401-5233 |
| Document Number | 0047780543 |
| Book / Page | 4778 / 543 |
| Map Reference | OR 4011 PG 102 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024011514 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE, PANAMA CITY, FL 32401-1718 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 18, 2023 |
| Property Address | 2715 E 7TH ST, PANAMA CITY, FL 32401-5233 |
| Document Number | 0047410964 |
| Book / Page | 4741 / 964 |
| Map Reference | MB 4011 PG 102 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023066015 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5020 E 10TH PL, PANAMA CITY, FL 32404-9416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 23, 2018 |
| Property Address | 2715 E 7TH ST, PANAMA CITY, FL 32401-5233 |
| Document Number | 0040110102 |
| Book / Page | 004011 / 000102 |
| Instrument Date | May 22, 2018 |
| Instrument | 30534 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $28.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1404 FLOWER AVE PANAMA CITY FL 324011718, PANAMA CITY, FL 32401-1718 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639.00 (-26.55%) | $40,467 (+18.78%) Land $14,462 Building $26,005 | $40,467 (+18.78%) Land $14,462 Building $26,005 |
| 2024 | $870.00 (+26.64%) | ||
| 2023 | $687.00 (+8.7%) | $34,069 (+9.95%) Land $9,790 Building $24,279 | $34,069 (+9.95%) Land $9,790 Building $24,279 |
| 2022 | $632.00 | $30,985 Land $9,122 Building $21,863 | $30,985 Land $9,122 Building $21,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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