2724 Black Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2724 Black Bear Trl, Overgaard, AZ 85933

Property Summary

Property Type	Mobile Home
Details	1,056 sqft · built 2005
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jan 2022)
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-35-056E`

Property Details

APN / Parcel Number

Primary APN	`206-35-056E`

Interior

Stories	2 Stories
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Built-Up Asphalt
Lot Area	54,450 sqft

Location & Zoning

Street Address	2724 BLACK BEAR TRL
City	OVERGAARD
State	AZ
Zip	85933-3280
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RU-1
Legal Description	SECTION 31,T12N,R17E:E2 OF..BEG S4 COR SEC 31; TH N0DEG1518 W 65 9.93;TH S89DEG5515 W 660.07; TH N0DEG1418 W 329.95TPOB;TH N0 DEG1418 W 329.95; TH N89DEG5509 E 329.96;TH S0DEG1440 E 329. 96; TH S89DEG5515 W 329.99TPOB// 2005 LEGACY 24X44 VIN# 1570337
Legal Range	17E
Legal Township	12N
Legal Section	31
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2063
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2724 BLACK BEAR TRL, OVERGAARD, AZ 85933-3280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 3, 2017	Warranty Deed, Transfer DANA T FRANSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Mar 3, 2017 · Amount on Record
Deed Document Number	2022304
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0000002912
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 5, 2022
Property Address	2724 BLACK BEAR TRL, OVERGAARD, AZ 85933-3280
Document Number	0000000304
Instrument Date	Dec 30, 2021
Instrument	2022-00304
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 595, HEBER, AZ 85928-0595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2724 BLACK BEAR TRL, OVERGAARD, AZ 85933-3280

Mortgage

Document Number	0000000305
Date	Jan 5, 2022
Instrument	2022-00305

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 3, 2017
Property Address	2724 BLACK BEAR TRL, OVERGAARD, AZ 85933-3280
Document Number	0000002911
Instrument Date	Feb 28, 2017
Instrument	2911
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 595 HEBER AZ 859280595, HEBER, AZ 85928-0595

Mortgage

Document Number	2913
Date	Mar 3, 2017
Instrument	2913

Lender

Name	DANA T FRANSON
Address	8404 E CUT OFF RD, LADYSMITH, WI 54848-9626
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$173,226 (-7.2%) Land $59,450 Building $113,776
2025	$1,001.00 (+4.38%)	$18,666 Land $5,320 Building $13,346	$186,657 Land $53,197 Building $133,460
2023	$959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 90% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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