2716 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2716 W 3rd St, Duluth, MN 55806 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,348 sqft · built 1907
Lot Size	0.08 acres (3,503 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Aug 2017)
Tax Bill	$2,202 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1140-03750`

Property Details

APN / Parcel Number

Primary APN	`010-1140-03750`
Alternative APN	`1092542`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,348 sqft Gross Area
1st Floor Area	688 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	3,503 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	54 sqft
Deck Area	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1092542
Street Address	2716 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST 1/2 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	84
Legal Lot Number	440
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2022
Census Tract	15600

Owner

Source: St. Louis County records · APN 010-1140-03750

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2716 W 3RD ST, DULUTH, MN 55806-1843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 21, 2017	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	20171315865
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	0001184458
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2716 W 3RD ST, DULUTH, MN 55806-1843
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001433619
Date	Dec 28, 2021
Instrument	1433619

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	324 Months
Due	Dec 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2716 W 3RD ST, DULUTH, MN 55806-1843
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001405865
Date	Mar 04, 2021
Instrument	1405865

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 01, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 21, 2017
Property Address	2716 W 3RD ST, DULUTH, MN 55806-1843
Document Number	00A1315865
Instrument Date	Aug 18, 2017
Instrument	A1315865
Transaction Type	Transfer
Record Updated	Sep 06, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7102 APP RD TWO HARBORS MN 556168017, TWO HARBORS, MN 55616-8017

Mortgage

Document Number	A1315866
Date	Aug 21, 2017
Instrument	A1315866

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Mortgage

Document Number	A1315867,
Date	Aug 21, 2017
Instrument	A1315867

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,202.00 (+15.53%) Homeowner's exemption
2025	$1,906.00 (+3.14%) Homeowner's exemption	$192,600 (+16.09%) Land $13,200 Building $179,400	$192,600 (+16.09%) Land $13,200 Building $179,400
2024	$1,848.00	$165,900 (+20.65%) Land $15,900 Building $150,000	$165,900 (+20.65%) Land $15,900 Building $150,000
2022		$137,500 Land $14,000 Building $123,500	$137,500 Land $14,000 Building $123,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 601 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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