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2723 Ruby St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 2723 Ruby St, Charlotte, NC 28208 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleOther
Year BuiltBuilt 1935
Square Footage700 sqft Heated Area
Lot Size8,112 sqft (0.186 acres)
Last Sale$250,000 (2022)
Tax Bill$2,294.00 (2023)

Property Details

APN / Parcel Number

Primary APN071-092-27

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area700 sqft Heated Area
Gross Area719 sqft Gross Area
1st Floor624 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Lot Area8,112 sqft (0.186 acres)

Exterior Amenities

Deck Area176 sqft Deck
Patio Area160 sqft Patio
Porch1 Porch
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number071-092-27
Street Address2723 RUBY ST
CityCHARLOTTE
StateNC
Zip28208-4146
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL26 &P25 B10 M3-95
Legal SubdivisionA T WITHROW
Legal Block10
Legal Lot Number26
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup2
Census Block2006
Census Tract4200

Owner

Source: Mecklenburg County records · APN 071-092-27

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address125 W TREMONT AVE UNIT 1106, 1106, CHARLOTTE, NC 28203-5575
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY FEDERAL CREDIT UNION
May 20, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
PINNACLE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Doc Number0037358228
Deed Book / Page37358 / 228
Record RefreshedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2721 RUBY ST, CHARLOTTE, NC 28208-4146
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyPROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 MERRIMAN AVE, CHARLOTTE, NC 28203-4318

Mortgage

Document Number0000044466
DateMay 08, 2025
Book Page39569/571
Instrument2025044466
Lender
NameLIBERTY FEDERAL CREDIT UNION
TypeCredit Union
AddressEVANSVILLE, IN 47715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJun 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
IndexSOFR Average 30-Day
Margin3
Max Rate11.1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 20, 2022
Property Address2721 RUBY ST, CHARLOTTE, NC 28208-4146
Document Number0000077446
Book / Page37358 / 228
Map ReferenceMB 3 PG 94&95
Instrument DateMay 19, 2022
Instrument2022077446
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address517 EAST BLVD, CHARLOTTE, NC 28203-5109

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 W TREMONT AVE UNIT 1106, 1106, CHARLOTTE, NC 28203-5575

Mortgage

Document Number0000077447
DateMay 20, 2022
Instrument2022077447
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2723 RUBY ST, CHARLOTTE, NC 28208-4146
Document Number0000127420
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 12583 CHARLOTTE NC 282202583, CHARLOTTE, NC 28220-2583

Mortgage

Document Number0000127420
DateSep 25, 2019
Book Page033879/000416
Instrument127420
Lender
NamePINNACLE BK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2723 RUBY ST, CHARLOTTE, NC 28208-4146
Document Number0000127420
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 12583 CHARLOTTE NC 282202583, CHARLOTTE, NC 28220-2583

Mortgage

Document Number0000127420
DateSep 25, 2019
Book Page033879/000416
Instrument127420
Lender
NamePINNACLE BK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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