Mecklenburg County property record for 2711 Ruby St, Charlotte, NC 28208
| Property Type | Townhouse |
|---|---|
| Lot Size | 0.079 acres (3,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $620,000 (May 2026) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-092-44 |
| Primary APN | 071-092-44 |
|---|
| Architectural Style | Townhouse |
|---|---|
| Lot Area | 3,441 sqft (0.079 acres) |
| Street Address | 2711 RUBY ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4146 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | L2A M74-963 |
| Legal Lot Number | 2A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4200 |
Source: Mecklenburg County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2711 RUBY ST, CHARLOTTE, NC 28208-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 8, 2024 | Warranty Deed, Transfer · Commercial Mortgage IFP FUND I LLC |
| May 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Deed Document Number | 202648254 |
| Deed Book / Page | 40407 / 294 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 8, 2026 |
| Property Address | 2711 RUBY ST, CHARLOTTE, NC 28208-4146 |
| Document Number | 0000048254 |
| Book / Page | 40407 / 294 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.48254 |
| Record Updated | May 28, 2026 |
| Title Company | VIST TITLE, VISTA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125,240.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2711 RUBY ST, CHARLOTTE, NC 28208-4146 |
| Document Number | 0000048255, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 40407/296 |
| Instrument | 2026.48255 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 8, 2024 |
| Property Address | 2715 RUBY ST, CHARLOTTE, NC 28208-4146 |
| Document Number | 0000095873 |
| Book / Page | 39123 / 359 |
| Map Reference | MB 3 PG 94&95 |
| Instrument Date | Oct 3, 2024 |
| Instrument | 2024095873 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 MERRIMAN AVE, CHARLOTTE, NC 28203-4318 |
| Name | Verified Name |
|---|---|
| Address | 2131 WENSLEY DR, CHARLOTTE, NC 28210-3849 |
| Investor | Possibly a Property Investor |
| Document Number | 0000095874 |
|---|---|
| Date | Oct 8, 2024 |
| Instrument | 2024095874 |
| Name | IFP FUND I LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2022 |
| Property Address | 2715 RUBY ST, CHARLOTTE, NC 28208-4146 |
| Document Number | 0000077440 |
| Book / Page | 37358 / 184 |
| Map Reference | MB 3 PG 94&95 |
| Instrument Date | May 19, 2022 |
| Instrument | 2022077440 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5107 EAST BLVD, CHARLOTTE, NC 28203 |
| Name | Verified Name |
|---|---|
| Address | 125 W TREMONT AVE UNIT 1106, 1106, CHARLOTTE, NC 28203-5575 |
| Document Number | 0000077441 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022077441 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 | $105,000 Land $105,000 | $105,000 Land $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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