2715 Ruby St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 2715 Ruby St, Charlotte, NC 28208 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleOther
Year BuiltBuilt 1935
Square Footage1,026 sqft Heated Area
Lot Size7,790 sqft (0.178 acres)
Last Sale$265,000 (2022)
Tax Bill$2,524.00 (2023)

Property Details

APN / Parcel Number

Primary APN071-092-25

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,026 sqft Heated Area
Gross Area936 sqft Gross Area
1st Floor858 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeRaised Foundation
Roof MaterialAsphalt Roof
Lot Area7,790 sqft (0.178 acres)
Patio Area208 sqft Patio
Porch1 Porch
Porch Area78 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number071-092-25
Street Address2715 RUBY ST
CityCHARLOTTE
StateNC
Zip28208-4146
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL22 &23 B10 M3-95
Legal SubdivisionI
Legal Block10
Legal Lot Number22,23 23
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup2
Census Block2006
Census Tract4200

Owner

Source: Mecklenburg County records · APN 071-092-25

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address125 W TREMONT AVE UNIT 1106, 1106, CHARLOTTE, NC 28203-5575
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2022Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Sep 25, 2019Deed of Trust, Mortgage · Line of Credit
PINNACLE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2022 · Amount on Record
Deed SaleMay 20, 2022 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Doc Number0037358184
Deed Book / Page37358 / 184
Record RefreshedJun 07, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 20, 2022
Property Address2715 RUBY ST, CHARLOTTE, NC 28208-4146
Document Number0000077440
Book / Page37358 / 184
Map ReferenceMB 3 PG 94&95
Instrument DateMay 19, 2022
Instrument2022077440
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5107 EAST BLVD, CHARLOTTE, NC 28203

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 W TREMONT AVE UNIT 1106, 1106, CHARLOTTE, NC 28203-5575

Mortgage

Document Number0000077441
DateMay 20, 2022
Instrument2022077441
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2715 RUBY ST, CHARLOTTE, NC 28208-4146
Document Number0000127420
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 12583 CHARLOTTE NC 282202583, CHARLOTTE, NC 28220-2583

Mortgage

Document Number0000127420
DateSep 25, 2019
Book Page033879/000416
Instrument127420
Lender
NamePINNACLE BK
TypeBank
AddressCHARLOTTE, NC 28210
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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