2722 Merchant Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 2722 Merchant Ct, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,498 sqft · built 2003
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$412,500 (May 2014)
Tax Bill$8,890 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN240-470-020-000

Property Details

APN / Parcel Number

Primary APN240-470-020-000
Alternative APN
  • 240-470-02

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,498 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number240-470-02
Street Address2722 MERCHANT CT
CityTRACY
StateCA
Zip95377-8501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 270
Legal SubdivisionPRESIDIO PUD UNIT 2A
Legal Block2
Legal Lot Number270
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2002
Census Tract5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2722 MERCHANT CT, TRACY, CA 95377-8501
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2014 · Amount on Record
Deed SaleMay 2, 2014 · Amount on Record
Prior SaleFeb 28, 2014 · Amount on Record
Deed Document Number201443207
Prior Transfer DateApr 24, 2014
Prior Transfer Doc0000043208
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address2722 MERCHANT CT, TRACY, CA 95377-8501
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2722 MERCHANT CT, TRACY, CA 95377-8501

Mortgage

Document Number0000043604
DateMar 10, 2021
Instrument2021-043604
Lender
NameALAMEDA MORTGAGE CORP
TypeMortgage Company
AddressWALNUT CREEK, CA 94596
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2046

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,890.00 (+0.63%)
2025$8,834.00 (+14.4%)$545,659 (+12.27%) Land $176,980 Building $368,679
2023$7,722.00 (+2.13%)$486,025 Land $170,108 Building $315,917$682,020
2022$7,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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