San Joaquin County property record for 2733 Merchant Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,498 sqft · built 2003 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $743,000 (May 2023) |
| Tax Bill | $10,622 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-470-110-000 |
| Primary APN | 240-470-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-470-11 |
|---|---|
| Street Address | 2733 MERCHANT CT |
| City | TRACY |
| State | CA |
| Zip | 95377-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 240-440-37/RM 36-034 |
| Legal Subdivision | PRESIDIO PUD UNIT 2A |
| Legal Block | 2 |
| Legal Lot Number | 279 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5212 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 2, 2023 | Grant Deed, Transfer · Conventional Mortgage CAL COAST FINANCIAL CORP |
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Oct 30, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on Record |
| Deed Sale | May 2, 2023 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Document Number | 202333752 |
| Prior Transfer Date | Jan 30, 2013 |
| Prior Transfer Doc | 0000021315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 2, 2023 |
| Property Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Document Number | 0000033752 |
| Map Reference | MB 36 PG 34 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023-033752 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Document Number | 0000033753 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 2023-033753 |
| Name | CAL COAST FINANCIAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Document Number | 0000016477 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2021-016477 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 30, 2019 |
| Property Address | 2733 MERCHANT CT, TRACY, CA 95377-8501 |
| Document Number | 0000124737 |
| Instrument Date | Oct 27, 2019 |
| Instrument | 124737 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2733 MERCHANT CT TRACY CA 953778501, TRACY, CA 95377-8501 |
| Document Number | 124738 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 124738 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2049 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,622.00 (-6.51%) | ||
| 2025 | $11,362.00 (+34.7%) Homeowner's exemption | $772,809 (+40.04%) Land $208,080 Building $564,729 | |
| 2023 | $8,435.00 (+2.12%) | $551,867 Land $157,676 Building $394,191 | $653,130 |
| 2022 | $8,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures