San Joaquin County property record for 2703 Merchant Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,498 sqft · built 2003 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $598,000 (Jun 2005) |
| Tax Bill | $11,194 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-470-140-000 |
| Primary APN | 240-470-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,498 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 240-470-14 |
|---|---|
| Street Address | 2703 MERCHANT CT |
| City | TRACY |
| State | CA |
| Zip | 95377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 240-440-37/RM 36-034 |
| Legal Subdivision | PRESIDIO PUD UNIT 2A |
| Legal Block | 2 |
| Legal Lot Number | 282 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5212 |
2703 Merchant Ct is held in a trust since February 2022.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 686 JEFFERSON LN, TRACY, CA 95377-8525 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Intrafamily Transfer, Transfer |
| Sep 14, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 1, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2005 · Amount on File |
| Deed Sale | Jun 3, 2005 · Amount on File |
| Prior Sale | Dec 5, 2003 · Amount on File |
| Deed Document Number | 2005133262 |
| Last Transfer Date | Feb 10, 2022 |
| Transfer Doc | 0000028535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 3, 2022 |
| Property Address | 2703 MERCHANT CT, TRACY, CA 95377 |
| Document Number | 0000028535 |
| Map Reference | VOL 36 PG 34 |
| Instrument Date | Feb 10, 2022 |
| Instrument | 2022-028535 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 686 JEFFERSON LN, TRACY, CA 95377-8525 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 14, 2021 |
| Property Address | 2703 MERCHANT CT, TRACY, CA 95377 |
| Document Number | 0000154170 |
| Map Reference | VOL 36 PG 34 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021-154170 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2703 MERCHANT CT, TRACY, CA 95377 |
| Document Number | 0000154171 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021-154171 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 1, 2020 |
| Property Address | 2703 MERCHANT CT, TRACY, CA 95377 |
| Document Number | 0000040445 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 40445 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 686 JEFFERSON LN TRACY CA 953778525, TRACY, CA 95377-8525 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 8, 2017 |
| Property Address | 2703 MERCHANT CT, TRACY, CA 95377 |
| Document Number | 0000130785 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 130785 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2703 MERCHANT CT TRACY CA 95377, TRACY, CA 95377 |
The 2026 property tax bill for 2703 Merchant Ct was $11,194, down 1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,194.00 (-1.03%) | ||
| 2025 | $11,310.00 | $761,300 Land $225,000 Building $536,300 | |
| 2023 | $10,704.00 (-1.85%) | $761,300 Land $225,000 Building $536,300 | $719,280 |
| 2022 | $10,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2703 Merchant Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2703 Merchant Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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