2720 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2720 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$420,000 (Jul 2024)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Aug 2024 Transfer Jul 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`092531502100011330`

Property Details

APN / Parcel Number

Primary APN	`092531502100011330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Heated Area
Gross Area	2,866 sqft
1st Floor Area	2,144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2720 MATERA DR
City	SAINT CLOUD
State	FL
Zip	34771-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 133
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	SPLIT OAK ESTATES/RESERVE
Legal Tract	5021
Legal Lot Number	133
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	43700

Owner

Source: Osceola County records · APN 092531502100011330

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	9070 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2024	Intrafamily Transfer, Transfer
Jul 30, 2024	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Sep 07, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	0066410750
Deed Book / Page	6641 / 750
Last Transfer Date	Aug 07, 2024
Transfer Doc	0066461859
Record Updated	Jun 08, 2026

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 07, 2024
Property Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number	0066461859
Book / Page	6646 / 1859
Map Reference	MB 26 PG 19-22
Instrument Date	Aug 01, 2024
Instrument	2024102519
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9070 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9070 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2024
Property Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number	0066410750
Book / Page	6641 / 750
Map Reference	MB 26 PG 19-22
Instrument Date	Jul 29, 2024
Instrument	2024098544
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9070 REFLECTION POINTE DR, WINDERMERE, FL 34786-6240

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number	0057120541
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 MATERA DR ST CLOUD FL 347719128, ST CLOUD, FL 34771-9128

Mortgage

Document Number	0057120541
Date	Apr 22, 2020
Book Page	005712/000541
Instrument	55374

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 21, 2040

September 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 07, 2018
Property Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number	0053972912
Book / Page	5397 / 2912
Map Reference	NB26 PG19-22
Instrument Date	Aug 31, 2018
Instrument	2018135455
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,070.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD # 400, 4901, ORLANDO, FL 32811-7300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 MATERA DR, SAINT CLOUD, FL 34771-9128

Mortgage

Document Number	2018135456
Date	Sep 07, 2018
Instrument	2018135456

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00 (+50.95%)	$391,500 (+36.51%) Land $90,000 Building $301,500	$391,500 (-5.8%) Land $90,000 Building $301,500
2023	$4,065.00 (+4.07%) Homeowner's exemption	$286,787 (+3%)	$415,600 (+16.61%) Land $90,000 Building $325,600
2022	$3,906.00 Homeowner's exemption	$278,434	$356,400 Land $80,000 Building $276,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 340 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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