Osceola County property record for 2718 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,496 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Apr 2022) |
| Tax Bill | $7,786 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092531502100011320 |
| Primary APN | 092531502100011320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,496 sqft Heated Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 2,496 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Finished |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 352 sqft |
| Deck Area | 1,067 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2718 MATERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLIT OAK ESTATES PB 26 PGS 19-22 LOT 132 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 09 |
| Legal Subdivision | SPLIT OAK ESTATES/RESERVE |
| Legal Tract | 5021 |
| Legal Lot Number | 132 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 43700 |
Source: Osceola County records · APN 092531502100011320
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 10, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Nov 19, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage CHURCHILL MTG |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 · Amount on Record |
| Deed Sale | Apr 21, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2018 · Amount on Record |
| Deed Document Number | 2022063338 |
| Deed Book / Page | 6198 / 2667 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 21, 2022 |
| Property Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Document Number | 0061982667 |
| Book / Page | 6198 / 2667 |
| Map Reference | MB 26 PG 19-22 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022063338 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5700 S CHAROITTE POINT, HOMOSASSA, FL 34446 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Document Number | 0061982671 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 6198/2671 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Document Number | 0058550911 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 5855/911 |
| Instrument | 2020173010 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Document Number | 0056430938 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2718 MATERA DR ST CLOUD FL 347719128, ST CLOUD, FL 34771-9128 |
| Document Number | 0056430938 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 005643/000938 |
| Instrument | 164388 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 2718 MATERA DR, SAINT CLOUD, FL 34771-9128 |
| Document Number | 0054342973 |
| Book / Page | 005434 / 002973 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 169857 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 06, 2018 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2718 MATERA DR ST CLOUD FL 347719128, ST CLOUD, FL 34771-9128 |
| Document Number | 54342975 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 005434/002975 |
| Instrument | 169858 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,786.00 (-4.3%) | $510,600 (-5.11%) Land $90,000 Building $420,600 | $510,600 (-5.11%) Land $90,000 Building $420,600 |
| 2023 | $8,136.00 (+77.25%) | $538,100 (+61.91%) Land $90,000 Building $448,100 | $538,100 (+25.78%) Land $90,000 Building $448,100 |
| 2022 | $4,590.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $332,344 | $427,800 Land $80,000 Building $347,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 330 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022, tidal / storm surge, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 340 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 278 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures