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2724 Matera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2724 Matera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2019
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$562,400 (Apr 2025)
Tax Bill$6,753 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jan 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN092531502100011350

Property Details

APN / Parcel Number

Primary APN092531502100011350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Heated Area
Gross Area2,928 sqft
1st Floor Area2,144 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Garage TypeFinished
Garage Area500 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area284 sqft
Deck Area510 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2724 MATERA DR
CitySAINT CLOUD
StateFL
Zip34771-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK ESTATES PB 26 PGS 19-22 LOT 135
Legal Range31E
Legal Township25S
Legal Section09
Legal SubdivisionSPLIT OAK ESTATES/RESERVE
Legal Tract5021
Legal Lot Number135
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1017
Census Tract43700

Owner

Source: Osceola County records · APN 092531502100011350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2025Warranty Deed, Transfer · Conventional Mortgage
LOCAL BANK
Jan 31, 2024Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Feb 25, 2019Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 10, 2025 · Amount on Record
Deed SaleApr 10, 2025 · Amount on Record
Prior SaleJan 31, 2024 · Amount on Record
Deed Document Number2025045902
Deed Book / Page6770 / 66
Record UpdatedJun 08, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 10, 2025
Property Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number0067700066
Book / Page6770 / 66
Map ReferenceMB 26 PG 19-22
Instrument DateApr 07, 2025
Instrument2025045902
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,936.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 DEERWOOD LN, ELKHART LAKE, WI 53020-1852

Transferred To (Grantee/Buyer)

NameVerified Name
Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128

Mortgage

Document Number0000677068
DateApr 10, 2025
Instrument6770/68
Lender
NameLOCAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2024
Property Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number0065421837
Book / Page6542 / 1837
Map ReferenceMB 26 PG 19-22
Instrument DateJan 31, 2024
Instrument2024013005
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,955.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1309 KINCADE LN, WEST CHESTER, PA 19380-4067

Transferred To (Grantee/Buyer)

NameVerified Name
Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128

Mortgage

Document Number0065421839
DateJan 31, 2024
Instrument6542/1839
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 25, 2019
Property Address2724 MATERA DR, SAINT CLOUD, FL 34771-9128
Document Number0054812402
Book / Page005481 / 002402
Instrument DateFeb 21, 2019
Instrument23576
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 13, 2019
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$3,040.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2724 MATERA DR ST CLOUD FL 347719128, ST CLOUD, FL 34771-9128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,753.00 (+47.12%)$436,000 (+34.43%) Land $90,000 Building $346,000$436,000 (-4.22%) Land $90,000 Building $346,000
2023$4,590.00 (+3.94%) Homeowner's exemption$324,338 (+3%)$455,200 (+15.04%) Land $90,000 Building $365,200
2022$4,416.00 Homeowner's exemption$314,892$395,700 Land $80,000 Building $315,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire LikelihoodAbout 1 in 340 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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