2718 Cotoneaster Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2718 Cotoneaster Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,325 sqft · built 1997
Lot Size	0.468 acres (20,403 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (Jan 2019)
Tax Bill	$4,542 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-245102`

Property Details

APN / Parcel Number

Primary APN	`06-245102`
Alternative APNs	`6245102` `245102`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,325 sqft Total Area
1st Floor Area	1,325 sqft
Basement Area	526 sqft
Finished Basement	526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,403 sqft (0.468 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	245102
Old Parcel Number	6245102
Street Address	2718 COTONEASTER CT
City	WALDORF
State	MD
Zip	20601-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 6 PLAT 1 HAMILTON SUB
Legal Subdivision	HAMILTON SUB
Legal Lot Number	6
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850708

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI BEST LOAN CHOICE INC
Nov 26, 2018	Grant Deed, Transfer GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC
Sep 26, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jan 29, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	0010525180
Deed Book / Page	10525 / 180
Record Updated	Jun 7, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669

Mortgage

Document Number	0121240432
Date	Oct 8, 2021
Book Page	12124/432

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Document Number	0112270102
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 COTONEASTER CT WALDORF MD 206012669, WALDORF, MD 20601-2669

Mortgage

Document Number	0112270102
Date	Jul 21, 2020
Book Page	011227/000102

Lender

Name	BEST LOAN CHOICE INC
Address	1529 LIGHT ST # A, BALTIMORE, MD 21230-4516

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 26, 2018
Property Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Document Number	0104620524
Book / Page	010462 / 000524
Instrument Date	Nov 13, 2018
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	GEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$196.88
Amount Accuracy	Confirmed
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12488 ALEXANDER CORNELL DR FAIRFAX VA 220332436, FAIRFAX, VA 22033-2436

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 26, 2018
Property Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Document Number	0104070198
Book / Page	010407 / 000198
Instrument Date	Feb 13, 2018
Transaction Type	Foreclosure
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$464.81
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2718 COTONEASTER CT WALDORF MD 206012669, WALDORF, MD 20601-2669

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 29, 2019
Property Address	2718 COTONEASTER CT, WALDORF, MD 20601-2669
Document Number	0105250180
Book / Page	010525 / 000180
Instrument Date	Jan 22, 2018
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	SOUTHERN MARYLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2718 COTONEASTER CT WALDORF MD 206012669, WALDORF, MD 20601-2669

Mortgage

Document Number	105250187
Date	Jan 29, 2019
Book Page	010525/000187

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,542.00	$320,333	$349,000 Land $126,700 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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