2694 Cotoneaster Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2694 Cotoneaster Ct, Waldorf, MD 20601 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,602 sqft · built 1997
Lot Size	0.419 acres (18,238 sqft)
Owner	2 Individual Names on File
Last Sale	$391,500 (Jun 2021)
Tax Bill	$12,261 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-245072`

Property Details

APN / Parcel Number

Primary APN	`06-245072`
Alternative APNs	`6245072` `245072`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	950 sqft
Basement Area	734 sqft
Finished Basement	734 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,238 sqft (0.419 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	170 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	245072
Street Address	2694 COTONEASTER CT
City	WALDORF
State	MD
Zip	20601-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 PLAT 1 HAMILTON SUB
Legal Subdivision	HAMILTON SUB
Legal Block	2
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850708

Owner

Source: Charles County records · APN 06-245072

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2694 COTONEASTER CT, WALDORF, MD 20601-2661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 09, 2021	Deed, Transfer · FHA Mortgage UNITED SECURITY FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Prior Sale	Oct 03, 1997 · Amount on Record
Deed Book / Page	11870 / 275
Last Transfer Date	Mar 21, 2022
Transfer Doc	0124810474
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLES MD
Recording Date	Mar 31, 2022
Property Address	2694 COTONEASTER CT, WALDORF, MD 20601-2661
Document Number	0124810474
Book / Page	12481 / 474
Map Reference	MB DGB 46 FO 268
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2694 COTONEASTER CT, WALDORF, MD 20601-2661

Mortgage

Document Number	0012481481
Date	Mar 31, 2022
Instrument	12481/481

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 09, 2021
Property Address	2694 COTONEASTER CT, WALDORF, MD 20601-2661
Document Number	0118700275
Book / Page	11870 / 275
Map Reference	MB DGB 46 FO 268
Instrument Date	Feb 04, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2694 COTONEASTER CT, WALDORF, MD 20601-2661

Mortgage

Document Number	11870282
Date	Jun 09, 2021
Instrument	11870/282

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,261.00 (+142.22%) Homeowner's exemption	$418,733 (+14.01%)	$458,000 (+14.76%) Land $126,600 Building $331,400
2023	$5,062.00	$367,267	$399,100 Land $126,600 Building $272,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178507082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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