2682 Cotoneaster Ct, Waldorf, MD 20601 Property Records

Charles County property record for 2682 Cotoneaster Ct, Waldorf, MD 20601 · Last verified April 2026

Property Summary

Property Type	Exempt (Full or Partial)
Details	2.5 ba · 2,092 sqft · built 1997
Lot Size	0.379 acres (16,521 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Feb 2018)
Tax Bill	$772 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-245064`

Property Details

APN / Parcel Number

Primary APN	`06-245064`
Alternative APNs	`6245064` `245064`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Gross Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,521 sqft (0.379 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	245064
Street Address	2682 COTONEASTER CT
City	WALDORF
State	MD
Zip	20601-2661
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 2 PLAT 1 HAMILTON SUB
Legal Subdivision	HAMILTON SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2000
Census Tract	850708

Owner

Source: Charles County records · APN 06-245064

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2682 COTONEASTER CT, WALDORF, MD 20601-2661
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Nov 06, 1997 · Amount on Record
Deed Book / Page	10172 / 200
Prior Transfer Date	May 25, 2012
Prior Transfer Doc	0078110082
Record Updated	Jun 08, 2026

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Feb 15, 2018
Property Address	2682 COTONEASTER CT, WALDORF, MD 20601-2661
Document Number	0101720200
Book / Page	010172 / 000200
Instrument Date	Feb 05, 2018
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2682 COTONEASTER CT WALDORF MD 206012661, WALDORF, MD 20601-2661

Mortgage

Document Number	101720207
Date	Feb 15, 2018
Book Page	010172/000207

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$772.00 (+404.58%)	$398,367 (+10.04%)	$421,300 (+8.89%) Land $126,500 Building $294,800
2023	$153.00 Disabled Person's exemption Veteran's exemption	$362,033	$386,900 Land $126,500 Building $260,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240178507082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1984–2018)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Apr 2018, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.