2713 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2713 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,940 sqft · built 1907
Lot Size	0.08 acres (3,502 sqft)
Owner	Company Name on Record
Last Sale	$372,000 (Mar 2024)
Tax Bill	$3,344 (2026)
Deeds & Mortgages	Mar 2024 Sale & Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-02460`

Property Details

APN / Parcel Number

Primary APN	`010-1180-02460`
Alternative APNs	`1092989` `1163629`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,940 sqft Gross Area
1st Floor Area	970 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,502 sqft (0.08 acres)
Garage Area	400 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1163629
Street Address	2713 W 3RD ST
City	DULUTH
State	MN
Zip	55806-1842
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	E1/2 OF LOT 439 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	116
Legal Lot Number	439
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1013
Census Tract	2600

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	118 N 23RD AVE W, DULUTH, MN 55806-1917
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Line of Credit NORTHERN STATE BANK OF THIEF RIVER
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH
Aug 20, 2020	Warranty Deed, Construction Loan · Construction Mortgage MINERS NAT'L BK/EVELETH
Apr 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Dec 20, 2012 · Amount on Record
Deed Document Number	20241485209
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 29, 2024
Property Address	2713 W 3RD ST, DULUTH, MN 55806-1842
Document Number	0001485209
Instrument Date	Mar 14, 2024
Instrument	1485209
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N 23RD AVE W, DULUTH, MN 55806-1917

Mortgage

Document Number	0001485210
Date	Mar 29, 2024
Instrument	1485210

Lender

Name	NORTHERN STATE BANK OF THIEF RIVER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2713 W 3RD ST, DULUTH, MN 55806-1842
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001410437
Date	Apr 15, 2021
Instrument	1410437

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 8, 2026
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Margin	3
Max Rate	15.7%

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 20, 2020
Property Address	2713 W 3RD ST, DULUTH, MN 55806-1842
Document Number	00A1388459
Instrument Date	Aug 11, 2020
Instrument	A1388459
Transaction Type	Construction Loan
Record Updated	Sep 22, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1846 C AVE NE CEDAR RAPIDS IA 524025230, CEDAR RAPIDS, IA 52402-5230

Mortgage

Document Number	A1388460
Date	Aug 20, 2020
Instrument	A1388460

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2021

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 16, 2020
Property Address	2713 W 3RD ST, DULUTH, MN 55806-1842
Document Number	00A1377566
Instrument Date	Feb 5, 2020
Instrument	A1377566
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 W 3RD ST DULUTH MN 558061842, DULUTH, MN 55806-1842

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,344.00 (+13.13%)
2025	$2,956.00 (+10.3%)	$203,700 (+16.27%) Land $13,200 Building $190,500	$203,700 (+16.27%) Land $13,200 Building $190,500
2024		$175,200 (+20.66%) Land $15,900 Building $159,300	$175,200 (+20.66%) Land $15,900 Building $159,300
2023	$2,680.00
2022		$145,200 Land $14,000 Building $131,200	$145,200 Land $14,000 Building $131,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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