2716 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2716 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,378 sqft · built 1987
Lot Size	0.354 acres (15,399 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Apr 2021)
Tax Bill	$7,693 (2026)
Deeds & Mortgages	May 2024 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505000-0-930`

Property Details

APN / Parcel Number

Primary APN	`505000-0-930`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	3 Stories
Building Area	2,378 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	890 sqft
Upper Floors Area	1,488 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Architectural Style	Tri-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Concrete
Lot Area	15,399 sqft (0.354 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	200 sqft
Deck Area	514 sqft
Patio Area	514 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2716 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 33 LAKE TAPPS DRIFTWOOD POINT: LAKE TAPPS DRIFTWOOD POINT L 8 B 3 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	3
Legal Lot Number	8
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2007
Census Tract	70314

Owner

2716 185th Ave E is owned and occupied by two individuals who bought it in April 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Line of Credit CASCADE FCU
Apr 26, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Document Number	2021766
Prior Transfer Date	May 7, 2012
Prior Transfer Doc	0000000454
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	0005030179
Date	May 3, 2024
Instrument	202405030179

Lender

Name	CASCADE FCU
Type	Credit Union
Address	18020 80TH AVE S, KENT, WA 98032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2054

Interest

Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 26, 2021
Property Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	0004260766
Map Reference	VOL 18 PG 21
Instrument Date	Apr 21, 2021
Instrument	202104260766
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Investor	Possibly a Property Investor

Mortgage

Document Number	0004260767
Date	Apr 26, 2021
Instrument	202104260767

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	2003130037
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2716 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	2003130037
Date	Mar 13, 2020
Instrument	202003130037

Lender

Name	UMPQUA BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2716 185TH AVE E, LAKE TAPPS, WA 98391-9474
Document Number	1910160321
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2716 185TH AVE E LAKE TAPPS WA 983919474, LAKE TAPPS, WA 98391-9474

Mortgage

Document Number	1910160321
Date	Oct 16, 2019
Instrument	201910160321

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 2716 185th Ave E was $7,693, up 4.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,693.00 (+4.24%)	$718,300 (-5.2%) Land $344,700 Building $373,600	$718,300 (-5.2%) Land $344,700 Building $373,600
2025	$7,380.00 (+9.84%)	$757,700 (+14.21%) Land $354,000 Building $403,700	$757,700 (+14.21%) Land $354,000 Building $403,700
2024	$6,719.00 (-1.63%)	$663,400 (-3.11%) Land $280,500 Building $382,900	$663,400 (-3.11%) Land $280,500 Building $382,900
2023	$6,830.00	$684,700 Land $280,500 Building $404,200	$684,700 Land $280,500 Building $404,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2716 185th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 2716 185th Ave E, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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