2714 Spaulding Cir, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 2714 Spaulding Cir, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,524 sqft · built 1987
Lot Size	0.569 acres (24,764 sqft)
Owner	Individual Name on File
Last Sale	$176,500 (May 2015)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101C-B-010.00-000`

Property Details

APN / Parcel Number

Primary APN	`101C-B-010.00-000`
Alternative APNs	`101C B 01000` `R0060458`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,524 sqft Living Area
1st Floor Area	1,262 sqft
Upper Floors Area	724 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	24,764 sqft (0.569 acres)
Lot Dimensions	161 ft deep x 48.8 ft wide
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	1 sqft
Porch	Slab
Porch Area	202 sqft
Deck Area	Deck Area
Patio Area	653 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	R0060458
Street Address	2714 SPAULDING CIR
City	MURFREESBORO
State	TN
Zip	37128-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 COUNTRYSIDE SEC 1 PB 5 PG 110 48.84 X 161.9 IRR
Legal Subdivision	COUNTRYSIDE SEC 1
Legal Lot Number	50
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	2
Census Block	2003
Census Tract	40904

Owner

2714 Spaulding Cir is owned and occupied by an individual who acquired it in April 2019.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2714 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Apr 17, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage LEGACY MUTUAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2015 · Amount on File
Deed Sale	May 26, 2015 · Amount on File
Prior Sale	Jan 25, 2011 · Amount on File
Deed Book / Page	1377 / 2744
Last Transfer Date	Apr 9, 2019
Transfer Doc	17642229
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2714 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19643570
Date	Sep 21, 2020
Book Page	1964/3570
Instrument	2305174

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Apr 17, 2019
Property Address	2714 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Document Number	RB17642229
Book / Page	001764 / 002229
Instrument Date	Apr 9, 2019
Instrument	2200968
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	LAWYERS LAND AND TITLE SERVICES, LAWYERS LAND & TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2714 SPAULDING CIR MURFREESBORO TN 371284805, MURFREESBORO, TN 37128-4805

Mortgage

Document Number	RB17642232
Date	Apr 17, 2019
Book Page	001764/002232
Instrument	2200969

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2714 Spaulding Cir was $2,659.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,225 (+27.66%) Land $27,500 Building $86,725	$456,900 Land $110,000 Building $346,900
2025	$2,659.00	$89,475 Land $13,750 Building $75,725
2023	$2,531.00	$89,475 Land $13,750 Building $75,725	$357,900 (-4.81%) Land $55,000 Building $302,900
2022			$376,000 Land $55,000 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2714 Spaulding Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2714 Spaulding Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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