2706 Spaulding Cir, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 2706 Spaulding Cir, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,282 sqft · built 1980
Lot Size	0.599 acres (26,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,000 (Jun 2012)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101C-B-012.00-000`

Property Details

APN / Parcel Number

Primary APN	`101C-B-012.00-000`
Alternative APNs	`101C B 01200` `R0060460`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	2,282 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	26,118 sqft (0.599 acres)
Lot Dimensions	180 ft deep x 145 ft wide
Garage Type	Attached
Driveway	Driveway
Porch	Slab
Porch Area	60 sqft
Patio Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0060460
Street Address	2706 SPAULDING CIR
City	MURFREESBORO
State	TN
Zip	37128-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 COUNTRYSIDE SEC 1 PB 5 PG 110 145.1 X 180 IRR
Legal Subdivision	COUNTRYSIDE SEC 1
Legal Lot Number	52
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	2
Census Block	2003
Census Tract	40904

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2706 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2012 · Amount on Record
Deed Sale	Jun 25, 2012 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Book / Page	1139 / 3566
Transfer Doc	0726003702
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2706 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022573168
Date	Jun 28, 2022
Book Page	2257/3168
Instrument	2449875

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2706 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19992186
Date	Nov 30, 2020
Book Page	1999/2186
Instrument	2321987

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2706 SPAULDING CIR, MURFREESBORO, TN 37128-4805
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21162193
Date	Jul 28, 2021
Book Page	2116/2193
Instrument	2378999

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,825 (+23.95%) Land $27,500 Building $78,325	$423,300 (+23.95%) Land $110,000 Building $313,300
2025	$2,470.00 (+2.28%)	$85,375 (-) Land $13,750 Building $71,625
2023	$2,415.00	$85,375 Land $13,750 Building $71,625	$341,500 (-2.23%) Land $55,000 Building $286,500
2022			$349,300 Land $55,000 Building $294,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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