Rutherford County property record for 2709 Spaulding Cir, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,671 sqft · built 1979 |
| Lot Size | 0.496 acres (21,603 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 101C-B-007.00-000 |
| Primary APN | 101C-B-007.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| 1st Floor Area | 1,671 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 21,603 sqft (0.496 acres) |
| Lot Dimensions | 190 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Porch | Patio |
| Porch Area | 88 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0060455 |
|---|---|
| Street Address | 2709 SPAULDING CIR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 113.74X190 IRR |
| Legal Subdivision | COUNTRYSIDE SEC 1 |
| Legal Lot Number | 47 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 16 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40904 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2709 SPAULDING CIR, MURFREESBORO, TN 37128-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 2709 SPAULDING CIR, MURFREESBORO, TN 37128-4805 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2709 SPAULDING CIR, MURFREESBORO, TN 37128-4805 |
| Document Number | 0022981151 |
|---|---|
| Date | Nov 14, 2022 |
| Book Page | 2298/1151 |
| Instrument | 2471999 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 6, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,550 (+27.87%) Land $27,500 Building $72,050 | $398,200 (+27.87%) Land $110,000 Building $288,200 | |
| 2025 | $2,198.00 (-0.23%) | $77,850 (-) Land $13,750 Building $64,100 | |
| 2023 | $2,203.00 | $77,850 Land $13,750 Building $64,100 | $311,400 (+0.19%) Land $55,000 Building $256,400 |
| 2022 | $310,800 Land $55,000 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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